216 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 216 Ridgepointe Dr, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3,052 sqft · built 1996
Owner	2 Individual Names on File
Last Sale	$216,725 (Jun 1996)
Tax Bill	$5,548 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-158.44`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-158.44`

Interior

Stories	2 Stories
Building Area	3,052 sqft Living Area

Exterior

Year Built	Built 1996
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999918158.44
Street Address	216 RIDGEPOINTE DR
City	COLD SPRING
State	KY
Zip	41076-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 SEC 3 GLENRIDGE SUBD
Legal Subdivision	GLENRIDGE SUB
Legal Phase	3
Legal Lot Number	47
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3000
Census Tract	53100

Owner

Source: Campbell County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	216 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Apr 21, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 1996 · Amount on Record
Deed Sale	Jun 28, 1996 · Amount on Record
Deed Document Number	0000222675
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	216 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092

Mortgage

Document Number	0006024118
Date	Feb 23, 2026
Book Page	M1159/507
Instrument	6024118

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	216 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005171068
Date	Apr 21, 2023
Book Page	M1100/852
Instrument	5171068

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	216 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 RIDGEPOINTE DR, COLD SPRING, KY 41076-9092

Mortgage

Document Number	0005136620
Date	Jul 26, 2021
Book Page	M1052/481
Instrument	5136620

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	254 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,548.00 (+1%)	$457,800 (-) Land $50,000 Building $407,800	$457,800 (-) Land $50,000 Building $407,800
2023	$5,493.00 (+19.8%)	$457,800 (+24.8%) Land $50,000 Building $407,800	$457,800 (+24.8%) Land $50,000 Building $407,800
2022	$4,585.00	$366,824 Land $25,000 Building $341,824	$366,824 Land $25,000 Building $341,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	140 (1978–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 104 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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