Westmoreland County property record for 217 Locust Ave, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,016 sqft · built 1990 |
| Lot Size | 0.265 acres (11,555 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Mar 2022) |
| Tax Bill | $527 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A4-3-11-42 |
| Primary APN | 3A4-3-11-42 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 11,555 sqft (0.265 acres) |
| Deck Area | 96 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21612 |
|---|---|
| Street Address | 217 LOCUST AVE |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DB |
| Legal Description | BLUFF POINT LOT 42 BK 11DB 953 PG 1951 |
| Legal Subdivision | BLUFF POINT |
| Legal Block | 11 |
| Legal Lot Number | 42 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10402 |
Source: Westmoreland County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 217 LOCUST AVE, COLONIAL BEACH, VA 22443-4737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Mar 23, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Feb 8, 2022 | Correction Deed |
| Dec 2, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 2, 2021 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage CLEAR SKY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Prior Sale | Mar 23, 2022 · Amount on Record |
| Deed Book / Page | 953 / 1951 |
| Prior Transfer Date | Jun 21, 2011 |
| Prior Transfer Doc | 0009500210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Oct 7, 2026 |
| Property Address | 217 LOCUST AVE, COLONIAL BEACH, VA 22443-4737 |
| Document Number | 1008000591 |
| Book / Page | 1008 / 591 |
| Instrument Date | Sep 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,239.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 LOCUST AVE, COLONIAL BEACH, VA 22443-4737 |
| Document Number | 1008000593, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 1008/593 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 1008000614, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 1008/614 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Mar 23, 2022 |
| Property Address | 217 LOCUST AVE, COLONIAL BEACH, VA 22443-4737 |
| Document Number | 0009531951 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 09531951 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NOT AVAILABLE, ENVOY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0009531954 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 09531954 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Feb 8, 2022 |
| Property Address | 217 LOCUST AVE, COLONIAL BEACH, VA 22443-4737 |
| Document Number | 0009520546 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 09520546 |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Dec 2, 2021 |
| Property Address | 217 LOCUST AVE, COLONIAL BEACH, VA 22443-4737 |
| Document Number | 0009500212 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 09500212 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4395 SUNSET CT, WARRENTON, VA 20187-3587 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Dec 2, 2021 |
| Property Address | 217 LOCUST AVE, COLONIAL BEACH, VA 22443-4737 |
| Document Number | 0009500210 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 09500210 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26145 LANDS END DR, CHANTILLY, VA 20152-2543 |
| Document Number | 0009500214 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 09500214 |
| Name | CLEAR SKY FINANCIAL LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | May 31, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Westmoreland County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Colonial Beach Town |
| County | Westmoreland County |
| Unified School District | Colonial Beach Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $527.00 (+4.98%) | $125,700 (-) Land $34,200 Building $91,500 | $125,700 (-) Land $34,200 Building $91,500 |
| 2023 | $125,700 Land $34,200 Building $91,500 | $125,700 Land $34,200 Building $91,500 | |
| 2022 | $502.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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