215 Locust Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 215 Locust Ave, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,108 sqft · built 2010
OwnerIndividual Name on File
Last Sale$349,000 (Oct 2023)
Tax Bill$737 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN3A4-3-11-41

Property Details

APN / Parcel Number

Primary APN3A4-3-11-41
Alternative APN
  • 23253

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,108 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof MaterialComposition Shingle
PorchEnclosed Porch
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number23253
Old Parcel Number3A4-3-11-41
Street Address215 LOCUST AVE
CityCOLONIAL BEACH
StateVA
Zip22443-4737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDB
Legal DescriptionBLUFF POINT LOT 41 BK 11DB 972 PG 1196 R/S
Legal SubdivisionBLUFF POINT
Legal Block11
Legal Lot Number41
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3029
Census Tract10402

Owner

215 Locust Ave is owned and occupied by an individual who bought it in October 2023.

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address215 LOCUST AVE, COLONIAL BEACH, VA 22443-4737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FEDERAL CREDIT UNION
Nov 29, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2023 · Amount on File
Deed SaleOct 19, 2023 · Amount on File
Prior SaleNov 29, 2021 · Amount on File
Deed Document Number09721196
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateOct 19, 2023
Property Address215 LOCUST AVE, COLONIAL BEACH, VA 22443-4737
Document Number0009721196
Instrument DateSep 27, 2023
Instrument09721196
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 BATTERY POINT DR, FREDERICKSBURG, VA 22406-5471

Mortgage

Document Number0009721199
DateOct 19, 2023
Instrument09721199
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateNov 29, 2021
Property Address215 LOCUST AVE, COLONIAL BEACH, VA 22443-4737
Document Number0009492670
Instrument DateNov 22, 2021
Instrument09492670
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 LOCUST AVE, COLONIAL BEACH, VA 22443-4737

Tax Assessment & Valuation

The 2025 property tax bill for 215 Locust Ave was $737.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityColonial Beach Town
CountyWestmoreland County
Unified School DistrictColonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$737.00$175,600 Land $34,200 Building $141,400$175,600 Land $34,200 Building $141,400
2023$175,600 (-) Land $34,200 Building $141,400$175,600 (-) Land $34,200 Building $141,400
2022$702.00$175,600 Land $34,200 Building $141,400$175,600 Land $34,200 Building $141,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Locust Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Locust Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLONIAL BEACH
serves 3,875 people · EPA ID VA4193280
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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