217 Hamacher St, Waterloo, IL 62298 Property Records

Monroe County property record for 217 Hamacher St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 947 sqft · built 1940
Lot Size	0.18 acres (7,849 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2025)
Tax Bill	$3,330 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-465-014-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-465-014-000`
Alternative APN	`07242040100700 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	947 sqft Living Area
1st Floor Area	947 sqft
Basement Area	947 sqft
Unfinished Basement	947 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	7,849 sqft (0.18 acres)
Lot Dimensions	145 ft deep x 53 ft wide
Garage Type	Mixed
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	243 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	217 HAMACHER ST
City	WATERLOO
State	IL
Zip	62298-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 10J
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Lot Number	10J
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	4
Census Block	4053
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E GOODING ST, MILLSTADT, IL 62260-1205
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Feb 21, 2017	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Deed Document Number	2025438275
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	217 HAMACHER ST, WATERLOO, IL 62298-1525
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441814
Date	Mar 25, 2026
Instrument	441814

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Feb 21, 2017
Property Address	217 HAMACHER ST, WATERLOO, IL 62298-1525
Document Number	0000388402
Instrument Date	Feb 17, 2017
Instrument	388402
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 HAMACHER ST WATERLOO IL 622981525, WATERLOO, IL 62298-1525

Mortgage

Document Number	388403
Date	Feb 21, 2017
Instrument	388403

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,330.00 (+3%) Homeowner's exemption	$60,340 (-0.46%) Land $16,090 Building $44,250	$181,020 (-0.46%) Land $48,270 Building $132,750
2024	$3,233.00	$60,620 (+22.05%) Land $15,831 Building $44,789	$181,860 (+22.05%) Land $47,493 Building $134,367
2022	Additional exemption filed	$49,670 Land $14,960 Building $34,710	$149,010 Land $44,880 Building $104,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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