250 Hamacher St, Waterloo, IL 62298 Property Records

Monroe County property record for 250 Hamacher St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 930 sqft · built 1969
Lot Size0.34 acres (14,736 sqft)
OwnerIndividual Name on Record
Last Sale$157,500 (Jul 2019)
Tax Bill$4,059 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-19-351-004-000

Property Details

APN / Parcel Number

Primary APN08-19-351-004-000
Alternative APN
  • 08191710300200 00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area930 sqft Living Area
1st Floor Area930 sqft
Basement Area930 sqft
Unfinished Basement930 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area14,736 sqft (0.34 acres)
Lot Dimensions174 ft deep x 85 ft wide
Garage Area720 sqft
DrivewayAsphalt Driveway
Driveway Area1,140 sqft
Deck Area384 sqft
Patio Area385 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address250 HAMACHER ST
CityWATERLOO
StateIL
Zip62298-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR5
Legal DescriptionLOT 35 EAST RIDGE 2
Legal Range09W
Legal Township02S
Legal Section19
Legal SubdivisionEAST RIDGE
Legal Lot Number35
JurisdictionMONROE IL
Township / Civil Division26
Census Block Group1
Census Block1014
Census Tract600401

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address250 HAMACHER ST, WATERLOO, IL 62298-1541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2019 · Amount on Record
Deed SaleJul 5, 2019 · Amount on Record
Deed Document Number2019402323
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJul 5, 2019
Property Address250 HAMACHER ST, WATERLOO, IL 62298-1541
Document Number0000402323
Instrument DateJul 3, 2019
Instrument402323
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$236.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 HAMACHER ST WATERLOO IL 622981541, WATERLOO, IL 62298-1541

Mortgage

Document Number402324
DateJul 5, 2019
Instrument402324
Lender
NameFIRST ST BK/CAMPBELL HILL
TypeBank
AddressCOULTERVILLE, IL 62237
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 4, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,059.00 (+6.15%) Homeowner's exemption$72,280 (+23.92%) Land $17,190 Building $55,090$216,840 (+23.92%) Land $51,570 Building $165,270
2024$3,824.00
2022Additional exemption filed$58,330 Land $15,670 Building $42,660$174,990 Land $47,010 Building $127,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Hamacher St

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