217 el Portal St, Encinitas, CA 92024 Property Records

San Diego County property record for 217 el Portal St, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,873 sqft · built 1990
Lot Size	0.84 acres (3,675 sqft)
Owner	Company Name on File
Last Sale	$1,675,000 (Sep 2020)
Tax Bill	$20,374 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-293-01-00`

Property Details

APN / Parcel Number

Primary APN	`256-293-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,873 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	3,675 sqft (0.84 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	217 EL PORTAL ST
City	ENCINITAS
State	CA
Zip	92024-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS11
Legal Description	BLK J LOT 1 TR 001800
Legal Subdivision	SEASIDE GARDEN HEIGHTS
Legal Tract	001800
Legal Block	J
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	17702

Owner

217 el Portal St is owned by a company that acquired it in May 2024.

Source: San Diego County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	228 ANDREW AVE, ENCINITAS, CA 92024-1128
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 12, 2019	Grant Deed, Transfer · ARM SAN DIEGO COUNTY CU
Nov 12, 2016	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	2020583652
Last Transfer Date	May 31, 2024
Transfer Doc	0000143441
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2020
Property Address	217 EL PORTAL ST, ENCINITAS, CA 92024-2536
Document Number	0000583652
Map Reference	MAP 1800
Instrument Date	Sep 16, 2020
Instrument	2020-0583652
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	217 EL PORTAL ST, ENCINITAS, CA 92024-2536

Mortgage

Document Number	0000583653
Date	Sep 30, 2020
Instrument	2020-0583653

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2019
Property Address	217 EL PORTAL ST, ENCINITAS, CA 92024-2536
Document Number	0000279947
Map Reference	MAP 1800
Instrument Date	Jun 5, 2019
Instrument	2019-0279947
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	217 S EL PORTAL ST, ENCINITAS, CA 92024-2536

Mortgage

Document Number	0000279948
Date	Jul 12, 2019
Instrument	2019-0279948

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	8.12%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	217 EL PORTAL ST, ENCINITAS, CA 92024-2536
Document Number	0000247825
Instrument Date	Nov 12, 2016
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 AIKANE ST KAILUA HI 967341603, KAILUA, HI 96734-1603

Mortgage

Document Number	0000247825
Date	Jun 2, 2017
Instrument	247825

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119-3327

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 217 el Portal St was $20,374, up 4.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,849,334 (+2%) Land $1,435,304 Building $414,030
2025	$20,374.00 (+4.21%)	$1,813,073 Land $1,407,161 Building $405,912
2024	$19,550.00 (+2.81%)
2023	$19,016.00 (+1.33%)	$1,742,670 Land $1,352,520 Building $390,150
2022	$18,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 217 el Portal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 217 el Portal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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