209 el Portal St, Encinitas, CA 92024 Property Records

San Diego County property record for 209 el Portal St, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,673 sqft · built 1957
Lot Size	0.126 acres (5,496 sqft)
Owner	Individual Name on File
Last Sale	$1,888,000 (Sep 2020)
Tax Bill	$22,749 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`256-281-03-00`

Property Details

APN / Parcel Number

Primary APN	`256-281-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	1,673 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Duplex Single
Lot Area	5,496 sqft (0.126 acres)

Location & Zoning

Street Address	209 EL PORTAL ST
City	ENCINITAS
State	CA
Zip	92024-2536
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS11
Legal Description	BLK F LOT 6 LOT 5 & NLY 15 FT OF TR 001800
Legal Subdivision	SEASIDE GARDEN HEIGHTS
Legal Tract	001800
Legal Block	F
Legal Lot Number	6,5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	17702

Owner

209 el Portal St, a duplex, is owned and occupied by an individual who bought it in September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 16, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 16, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Feb 21, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Feb 21, 2017 · Amount on File
Deed Document Number	2020542714
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0000542715
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536

Mortgage

Document Number	0000532328
Date	Jul 27, 2021
Instrument	2021-0532328

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536

Mortgage

Document Number	0000313915
Date	Aug 2, 2022
Instrument	2022-0313915

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2020
Property Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536
Document Number	0000542715
Instrument Date	Aug 25, 2020
Instrument	542715
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	209 EL PORTAL ST ENCINITAS CA 920242536, ENCINITAS, CA 92024-2536

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2020
Property Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536
Document Number	0000542714
Map Reference	MAP 1800
Instrument Date	Jul 18, 2020
Instrument	2020-0542714
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2017
Property Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536
Document Number	0000083115
Map Reference	MAP1800
Instrument Date	Feb 21, 2017
Instrument	2017-0083115
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 W C ST STE 2050, 2050, SAN DIEGO, CA 92101-8584

Mortgage

Document Number	0000083116
Date	Feb 21, 2017
Instrument	2017-0083116

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2017
Property Address	209 EL PORTAL ST, ENCINITAS, CA 92024-2536
Document Number	0000074566
Instrument Date	Feb 13, 2017
Instrument	74566
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S EL PORTAL ST ENCINITAS CA 920242536, ENCINITAS, CA 92024-2536

Tax Assessment & Valuation

The 2025 property tax bill for 209 el Portal St was $22,749.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,084,005 (+2%) Land $1,876,936 Building $207,069
2025	$22,749.00	$2,043,143 Land $1,840,134 Building $203,009
2023	$21,243.00 (+1.76%)	$1,963,807 Land $1,768,680 Building $195,127
2022	$20,876.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 209 el Portal St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 2 claims Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 el Portal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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