Franklin County property record for 217 E Todd St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.196 acres (8,550 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Oct 2023) |
| Tax Bill | $300 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Nov 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-32-08-002.00 |
| Primary APN | 062-32-08-002.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,550 sqft (0.196 acres) |
| Lot Dimensions | 190 ft deep x 45 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Gravel Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 73430 |
|---|---|
| Street Address | 217 E TODD ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-3558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 70500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Frankfort Neighborhood Historic District listed 1982 · 595 contributing resources · NRIS 82002698 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 217 E TODD ST, FRANKFORT, KY 40601-3558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2024 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Nov 14, 2006 | Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC |
| Apr 24, 2007 | Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC |
| Oct 16, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Deed Document Number | 2023755164 |
| Deed Book / Page | 623 / 741 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 217 E TODD ST, FRANKFORT, KY 40601-3558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 217 E TODD ST, FRANKFORT, KY 40601-3558 |
| Document Number | 0M1742/539 |
|---|---|
| Date | Jun 21, 2024 |
| Book Page | M1742/539 |
| Instrument | 846248 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 217 E TODD ST, FRANKFORT, KY 40601-3558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1036/833 |
|---|---|
| Date | Nov 14, 2006 |
| Book Page | M1036/833 |
| Instrument | 307157 |
| Name | CITIFINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 16, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 217 E TODD ST, FRANKFORT, KY 40601-3558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1054/719 |
|---|---|
| Date | Apr 24, 2007 |
| Book Page | M1054/719 |
| Instrument | 315068 |
| Name | CITIFINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Oct 16, 2023 |
| Property Address | 217 E TODD ST, FRANKFORT, KY 40601-3558 |
| Document Number | 00D623/741 |
| Book / Page | D623 / 741 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 755164 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 E TODD ST, FRANKFORT, KY 40601-3559 |
| Name | Verified Name |
|---|---|
| Address | 1103 LOUISVILLE RD, FRANKFORT, KY 40601-6154 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $300.00 (-33.33%) | $115,000 (+21.05%) Land $15,000 Building $100,000 | $115,000 (+21.05%) Land $15,000 Building $100,000 |
| 2023 | $450.00 (+73.75%) | $95,000 (-) | $95,000 (-) |
| 2022 | $259.00 Homeowner's exemption | $95,000 | $95,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 294 (1978–2025) |
| Claims Outside the SFHA | 23 of 294 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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