214 E Todd St, Frankfort, KY 40601 Property Records

Franklin County property record for 214 E Todd St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba
Lot Size0.124 acres (5,400 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Jul 2022)
Tax Bill$1,368 (2025)
Deeds & MortgagesJul 2011 Mortgage
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN062-32-05-005.00

Property Details

APN / Parcel Number

Primary APN062-32-05-005.00
Alternative APNs
  • 58842
  • 76888

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialMetal
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions108 ft deep x 50 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
Garage TypeDetached
DrivewayConcrete Driveway
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number76888
Street Address214 E TODD ST
CityFRANKFORT
StateKY
Zip40601-3506
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1029
Census Tract70500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Frankfort Neighborhood Historic District
listed 1982 · 595 contributing resources · NRIS 82002698

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

214 E Todd St is owned and occupied by an individual who bought it in July 2022.

Source: Franklin County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address214 E TODD ST, FRANKFORT, KY 40601-3506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2011Deed of Trust, Mortgage · Conventional Mortgage
COMMONWEALTH CU INC
Jul 26, 2022Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jul 1, 2011Deed, Transfer
Apr 27, 2005Deed, Transfer · Conventional Mortgage
CHASE MANHATTAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2022 · Amount on File
Deed SaleJul 26, 2022 · Amount on File
Prior SaleApr 27, 2005 · Amount on File
Deed Document Number2022669993
Deed Book / Page614 / 271
Record UpdatedOct 29, 2026

July 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address214 E TODD ST, FRANKFORT, KY 40601-3506
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1208/118
DateJul 1, 2011
Book PageM1208/118
Instrument373264
Lender
NameCOMMONWEALTH CU INC
TypeCredit Union
Address40606
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJul 26, 2022
Property Address214 E TODD ST, FRANKFORT, KY 40601-3506
Document Number00D614/271
Book / PageD614 / 271
Instrument DateJul 22, 2022
Instrument669993
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2885 SWITZER RD, FRANKFORT, KY 40601-7932

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address214 E TODD ST, FRANKFORT, KY 40601-3506

Mortgage

Document Number0000669994
DateJul 26, 2022
Instrument669994
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

July 2011: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJul 1, 2011
Property Address214 E TODD ST, FRANKFORT, KY 40601-3506
Document Number00D527/521
Book / PageD527 / 521
Instrument DateJun 24, 2011
Instrument373263
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 HIGH ST, FRANKFORT, KY 40601-2110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address214 E TODD ST, FRANKFORT, KY 40601-3506

April 2005: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateApr 27, 2005
Property Address214 E TODD ST, FRANKFORT, KY 40601-3506
Document Number00D482/277
Book / PageD482 / 277
Instrument DateDec 16, 2004
Instrument282417
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$152.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address314 W 3RD ST, FRANKFORT, KY 40601-2716

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 E TODD ST, FRANKFORT, KY 40601-3506

Mortgage

Document Number00M958/342
DateApr 27, 2005
Book PageM958/342
Instrument282418
Lender
NameCHASE MANHATTAN MORTGAGE CORP
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueJan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 214 E Todd St was $1,368.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFrankfort Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,368.00$300,000 Land $20,000 Building $280,000$300,000 Land $20,000 Building $280,000
2023$1,422.00 (+8.63%)$300,000 (+9.09%)$300,000 (+9.09%)
2022$1,309.00$275,000$275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 E Todd St in Zone X, an area of minimal flood risk, though there have been 294 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims294 (1978–2025)
Claims Outside the SFHA23 of 294
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 9 claims
  • Severe Storms & Flooding, Feb 1989 · 114 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 E Todd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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