Allegan County property record for 217 E Franklin St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,354 sqft · built 1890 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Company Name on Record |
| Last Sale | $89,900 (May 1998) |
| Tax Bill | $2,054 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-107-082-00 |
| Primary APN | 54-107-082-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 1,042 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 132 ft deep x 55 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 217 E FRANKLIN ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | SLY 132 FT OF WLY 55 FT OF LOT 82 BLOCK 7 O. P. SEC 22 & 23. |
| Legal Block | 7 |
| Legal Lot Number | 82 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31900 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 217 E FRANKLIN ST, OTSEGO, MI 49078-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 1998 · Amount on Record |
| Deed Sale | May 8, 1998 · Amount on Record |
| Prior Sale | Mar 13, 1997 · Amount on Record |
| Deed Document Number | 19981 |
| Deed Book / Page | 1735 / 104 |
| Last Transfer Date | Feb 26, 2021 |
| Transfer Doc | 4583/452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 1, 2021 |
| Property Address | 217 E FRANKLIN ST, OTSEGO, MI 49078-1321 |
| Document Number | 4583/452 |
| Book / Page | 4583 / 452 |
| Map Reference | LB 5 PG 231 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 E FRANKLIN ST, OTSEGO, MI 49078-1321 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,200 (+4.47%) Land $8,900 Building $89,300 | $196,400 (+4.47%) Land $17,800 Building $178,600 | |
| 2025 | $2,054.00 (+2.34%) Homeowner's exemption | $94,000 (+27.03%) Land $8,000 Building $86,000 | $188,000 (+27.03%) Land $16,000 Building $172,000 |
| 2024 | $2,007.00 (+16.69%) | ||
| 2023 | $74,000 Land $4,500 Building $69,500 | $148,000 Land $9,000 Building $139,000 | |
| 2022 | $1,720.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: 123.NET.
5G (outdoors only) and 4G LTE
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