Allegan County property record for 126 E Franklin St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,389 sqft |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Aug 2000) |
| Tax Bill | $2,159 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-100-094-00 |
| Primary APN | 54-100-094-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,389 sqft Living Area |
| 1st Floor Area | 1,077 sqft |
| Basement Area | 926 sqft |
| Unfinished Basement | 892 sqft |
| Exterior Material | Stucco |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 99 ft deep x 85 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 126 E FRANKLIN ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | E'LY 1/2 OF LOT 94 EX 4 RDS OFF THE S SIDE THEREOF O. P. SEC'S 22 & 23. (72). |
| Legal Subdivision | VILLAGE OTSEGO |
| Legal Lot Number | 94 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31900 |
126 E Franklin St is owned and occupied by an individual who bought it in August 2000.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 E FRANKLIN ST, OTSEGO, MI 49078-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2000 · Amount on File |
| Deed Sale | Aug 28, 2000 · Amount on File |
| Prior Sale | Oct 6, 1998 · Amount on File |
| Deed Book / Page | 1978 / 543 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 126 E Franklin St was $2,159 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,000 Land $13,000 Building $90,000 | $206,000 Land $26,000 Building $180,000 | |
| 2025 | $2,159.00 | ||
| 2023 | $75,300 Land $6,600 Building $68,700 | $150,600 Land $13,200 Building $137,400 | |
| 2022 | $1,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 E Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 126 E Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: 123.NET.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures