217 E Acton Ave, Wood River, IL 62095 Property Records

Madison County property record for 217 E Acton Ave, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 864 sqft · built 1915
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Feb 2024)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more
APN	`19-2-08-27-05-102-033`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-05-102-033`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	217 E ACTON AVE
City	WOOD RIVER
State	IL
Zip	62095-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNINGS ADD LOT 25&26 50X120
Legal Subdivision	PENNINGS ADDN
Legal Lot Number	25-26
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	3
Census Block	3030
Census Tract	401101

Owner

217 E Acton Ave is owned and occupied by two individuals who bought it in February 2024.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	217 E ACTON AVE, WOOD RIVER, IL 62095-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Feb 9, 2024	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Feb 28, 2022	Deed of Trust, Mortgage · VA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on File
Deed Sale	Feb 9, 2024 · Amount on File
Prior Sale	Aug 6, 2008 · Amount on File
Deed Document Number	20243571
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	217 E ACTON AVE, WOOD RIVER, IL 62095-2013
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	UNKNOWN, IL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031222
Date	Nov 5, 2025
Instrument	2025R31222

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 9, 2024
Property Address	217 E ACTON AVE, WOOD RIVER, IL 62095-2013
Document Number	0000003571
Map Reference	PB 7 PG 56
Instrument Date	Feb 5, 2024
Instrument	2024R03571
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	217 E ACTON AVE, WOOD RIVER, IL 62095-2013

Mortgage

Document Number	0000003572
Date	Feb 9, 2024
Instrument	2024R03572

Lender

Name	LUMINATE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.63%

Mortgage

Document Number	0000003573
Date	Feb 9, 2024
Instrument	2024R03573

Lender

Name	LUMINATE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	217 E ACTON AVE, WOOD RIVER, IL 62095-2013
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006941
Date	Feb 28, 2022
Instrument	2022R06941

Lender

Name	HOME LOAN EXPERT LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 217 E Acton Ave was $3,917 with a homeowner's exemption, up 11.8% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00 (+11.79%)	$50,670 Land $5,010 Building $45,660	$152,010 Land $15,030 Building $136,980
2024	$3,504.00
2022	$3,045.00	$40,230 Land $3,980 Building $36,250	$120,811 Land $11,952 Building $108,859

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 217 E Acton Ave; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 217 E Acton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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