204 E Acton Ave, Wood River, IL 62095 Property Records

Madison County property record for 204 E Acton Ave, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,218 sqft · built 1920
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Apr 2023)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2023 Sale + 1 more
APN	`19-2-08-27-05-103-019`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-05-103-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1928
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	204 E ACTON AVE
City	WOOD RIVER
State	IL
Zip	62095-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNINGS ADD LOT 19 20 50X125
Legal Subdivision	PENNINGS ADDN
Legal Lot Number	19
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	3
Census Block	3031
Census Tract	401101

Owner

204 E Acton Ave is owned and occupied by an individual who bought it in April 2023.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	204 E ACTON AVE, WOOD RIVER, IL 62095-2014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 27, 2023	Deed, Transfer
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID IL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on File
Deed Sale	Apr 12, 2023 · Amount on File
Prior Sale	Feb 27, 2023 · Amount on File
Deed Document Number	20239305
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 12, 2023
Property Address	204 E ACTON AVE, WOOD RIVER, IL 62095-2014
Document Number	0000009305
Map Reference	PB 7 PG 56
Instrument Date	Mar 31, 2023
Instrument	2023R09305
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E ACTON AVE, WOOD RIVER, IL 62095-2014

Mortgage

Document Number	0000009306
Date	Apr 12, 2023
Instrument	2023R09306

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Feb 27, 2023
Property Address	204 E ACTON AVE, WOOD RIVER, IL 62095-2014
Document Number	0000005202
Map Reference	PB 7 PG 56
Instrument Date	Apr 28, 2022
Instrument	2023R05202
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E ACTON AVE, WOOD RIVER, IL 62095-2014

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	204 E ACTON AVE, WOOD RIVER, IL 62095-2014
Document Number	0000008378
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E ACTON AVE WOOD RIVER IL 620952014, WOOD RIVER, IL 62095-2014

Mortgage

Document Number	0000008378
Date	Mar 21, 2018
Instrument	8378

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 204 E Acton Ave was $1,794 with exemptions applied, up 2.2% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00 (+2.16%)	$33,930 Land $4,810 Building $29,120	$101,790 Land $14,430 Building $87,360
2024	$1,756.00
2022	$2,391.00	$26,950 Land $3,820 Building $23,130	$80,930 Land $11,471 Building $69,459

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 204 E Acton Ave; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 E Acton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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