Hamilton County property record for 217 Dower Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1960 |
| Lot Size | 0.864 acres (37,644 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Nov 2023) |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 144O A 018.01 |
| Primary APN | 144O A 018.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 37,644 sqft (0.864 acres) |
| Lot Dimensions | 103 ft deep x 50.3 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000069670 |
|---|---|
| Street Address | 217 DOWER RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LOT 6 BLK 6 ADDN TO TIFTONIA SECTION NO 2 N/R |
| Legal Subdivision | TIFTONIA SEC NO 2 |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
217 Dower Rd is owned and occupied by an individual who bought it in November 2023.
Source: Hamilton County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 217 DOWER RD, CHATTANOOGA, TN 37419-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Jul 12, 2023 | Warranty Deed, Transfer EQUI TITLE INC, EQUITITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on File |
| Deed Sale | Nov 21, 2023 · Amount on File |
| Prior Sale | Jul 12, 2023 · Amount on File |
| Deed Document Number | 202313 |
| Deed Book / Page | 13453 / 207 |
| Prior Transfer Date | Jan 14, 1999 |
| Prior Transfer Doc | 0052700041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 21, 2023 |
| Property Address | 217 DOWER RD, CHATTANOOGA, TN 37419-1628 |
| Document Number | 0000000013 |
| Book / Page | 13453 / 207 |
| Map Reference | MB 3392 PG 771 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023112100013 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 DOWER RD, CHATTANOOGA, TN 37419-1628 |
| Document Number | 0000000014 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023112100014 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Number | 0000000024 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 13453/285 |
| Instrument | 2023112100024 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 12, 2023 |
| Property Address | 217 DOWER RD, CHATTANOOGA, TN 37419-1628 |
| Document Number | 0000000107 |
| Book / Page | 13343 / 349 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 2023071200107 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Title Company | EQUI TITLE INC, EQUITITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 DOWER RD, CHATTANOOGA, TN 37419-1628 |
The 2025 property tax bill for 217 Dower Rd was $643, up 4% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643.00 (+4.05%) | $42,475 (+53.76%) | $169,900 (+53.76%) Land $62,500 Building $107,400 |
| 2024 | $618.00 | $27,625 (-) | $110,500 (-) Land $37,500 Building $73,000 |
| 2023 | $618.00 | $27,625 (-) | $110,500 (-) Land $37,500 Building $73,000 |
| 2022 | $618.00 | $27,625 | $110,500 Land $37,500 Building $73,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 217 Dower Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 32 (1980–2015) |
| Claims Outside the SFHA | 1 of 32 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 217 Dower Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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