Hamilton County property record for 165 Dower Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 6,305 sqft · built 2012 |
| Lot Size | 49.2 acres (2,145,330 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $412,000 (Jun 2011) |
| Tax Bill | $4,304 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144O A 019 |
| Primary APN | 144O A 019 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,305 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,145,330 sqft (49.2 acres) |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000069671 |
|---|---|
| Street Address | 165 DOWER RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOREST 3057-93A-08A-12A LT 5 BLK 6 ADDN TO TIFTONIA SECTION NO 2 N/R |
| Legal Subdivision | TIFTONIA SEC NO 2 |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 165 DOWER RD, CHATTANOOGA, TN 37419-1627 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2011 · Amount on Record |
| Deed Sale | Jun 16, 2011 · Amount on Record |
| Prior Sale | Nov 20, 2007 |
| Deed Document Number | 2011061600173 |
| Deed Book / Page | 9419 / 568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 165 DOWER RD, CHATTANOOGA, TN 37419-1627 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000000459 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 12410/639 |
| Instrument | 2021032200459 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,304.00 (-7.99%) | $284,000 (+35.8%) | $1,754,600 (+46.51%) Land $728,200 Building $1,026,400 |
| 2024 | $4,678.00 | $209,125 (-) | $1,197,600 (-) Land $458,000 Building $739,600 |
| 2023 | $4,678.00 | $209,125 (-) | $1,197,600 (-) Land $458,000 Building $739,600 |
| 2022 | $4,678.00 | $209,125 | $1,197,600 Land $458,000 Building $739,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 32 (1980–2015) |
| Claims Outside the SFHA | 1 of 32 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 64% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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