217 Dell Cir, Hudson, NC 28638 Property Records

Caldwell County property record for 217 Dell Cir, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,658 sqft · built 2001
Lot Size	0.454 acres (19,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2026)
Tax Bill	$2,924 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 58A 1 33`

Property Details

APN / Parcel Number

Primary APN	`03 58A 1 33`
Alternative APNs	`171255` `186207`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,015 sqft Heated Area
Gross Area	4,059 sqft
1st Floor Area	2,015 sqft
Attic	Attic
Attic Area	654 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,764 sqft (0.454 acres)
Lot Dimensions	183 ft deep x 108 ft wide
Garage Type	Finished
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	610 sqft
Deck Area	140 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	186207
Street Address	217 DELL CIR
City	HUDSON
State	NC
Zip	28638-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2018 PG 1284 YR 2021 ST 660.00
Legal Subdivision	COOK ESTATES 1
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2019
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 DELL CIR, HUDSON, NC 28638-2470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jul 25, 2018	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	202610119756
Deed Book / Page	2167 / 444
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 10, 2026
Property Address	217 DELL CIR, HUDSON, NC 28638-2470
Document Number	0010119756
Book / Page	2167 / 444
Instrument Date	Jun 10, 2026
Instrument	202610119756
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 DELL CIR, HUDSON, NC 28638-2470

Mortgage

Document Number	0010119757,
Date	Jun 10, 2026
Instrument	202610119757

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 16, 2021
Property Address	217 DELL CIR, HUDSON, NC 28638-2470
Document Number	0020181284
Book / Page	2018 / 1284
Map Reference	MB 1067 PG 1414
Instrument Date	Apr 14, 2021
Instrument	10056322
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3148 COLLETTSVILLE RD, 3148, LENOIR, NC 28645-8978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 DELL CIR, HUDSON, NC 28638-2470

Mortgage

Document Number	10056323
Date	Apr 16, 2021
Instrument	10056323

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 25, 2018
Property Address	217 DELL CIR, HUDSON, NC 28638-2470
Document Number	0010024364
Book / Page	001945 / 001399
Instrument Date	Jul 25, 2018
Instrument	10024364
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	217 DELL CIR HUDSON NC 286382470, HUDSON, NC 28638-2470

Mortgage

Document Number	10024365
Date	Jul 25, 2018
Book Page	001945/001402
Instrument	10024365

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,924.00 (-29.53%)	$471,400 (-11.01%) Land $20,900 Building $450,500
2025	$4,149.00 (+67.5%)	$529,700 (+67.95%) Land $20,900 Building $508,800	$471,400 (+49.46%) Land $20,900 Building $450,500
2024	$2,477.00 (+2.02%)
2023		$315,400 (-) Land $20,900 Building $294,500	$315,400 (-) Land $20,900 Building $294,500
2022	$2,428.00	$315,400 Land $20,900 Building $294,500	$315,400 Land $20,900 Building $294,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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