187 Dell Cir, Hudson, NC 28638 Property Records

Caldwell County property record for 187 Dell Cir, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,226 sqft · built 2008
Lot Size0.471 acres (20,532 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Mar 2023)
Tax Bill$3,107 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN03 58B 1 18

Property Details

APN / Parcel Number

Primary APN03 58B 1 18
Alternative APNs
  • 174516
  • 177052

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,226 sqft Heated Area
Gross Area4,682 sqft
1st Floor Area1,484 sqft
Upper Floors Area742 sqft
Basement Area1,484 sqft
Unfinished Basement1,484 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,532 sqft (0.471 acres)
Lot Dimensions174 ft deep x 118 ft wide
Garage TypeFinished
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchSlab
Porch Area144 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number177052
Street Address187 DELL CIR
CityHUDSON
StateNC
Zip28638-2475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2078 PG 1703 YR 23 ST 500.00
Legal SubdivisionCOOK ESTATES
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group2
Census Block2019
Census Tract30700

Owner

187 Dell Cir is owned and occupied by two individuals who bought it in March 2023.

Source: Caldwell County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address187 DELL CIR, HUDSON, NC 28638-2475
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Sep 19, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2023 · Amount on File
Deed SaleMar 13, 2023 · Amount on File
Prior SaleMay 25, 2011 · Amount on File
Deed Document Number202310082253
Deed Book / Page2078 / 1703
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateMar 13, 2023
Property Address187 DELL CIR, HUDSON, NC 28638-2475
Document Number0020781703
Book / Page2078 / 1703
Map ReferenceMB 17 PG 49
Instrument DateMar 13, 2023
Instrument10082253
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address170 DELL CIRCLE, LENOIR, NC 28645

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 DELL CIR, HUDSON, NC 28638-2475

Mortgage

Document Number0010082254
DateMar 13, 2023
Instrument10082254
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateSep 19, 2018
Property Address187 DELL CIR, HUDSON, NC 28638-2475
Document Number0010026116
Book / Page001949 / 000476
Instrument DateSep 19, 2018
Instrument10026116
Transaction TypeTransfer
Record UpdatedOct 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$649.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address111 MERLINS WAY HUDSON NC 286382479, HUDSON, NC 28638-2479

Tax Assessment & Valuation

The 2026 property tax bill for 187 Dell Cir was $3,107, down 20.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,107.00 (-20.76%)$500,400 (-) Land $20,400 Building $480,000
2025$3,921.00$500,400 Land $20,400 Building $480,000$500,400 Land $20,400 Building $480,000
2023$311,000 (-) Land $20,400 Building $290,600$311,000 (-) Land $20,400 Building $290,600
2022$2,395.00$311,000 Land $20,400 Building $290,600$311,000 Land $20,400 Building $290,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Dell Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Dell Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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