Campbell County property record for 217 Cobblers Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,749 sqft · built 1989 |
| Lot Size | 0.43 acres (18,644 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Dec 2012) |
| Tax Bill | $3,446 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-707.00 |
| Primary APN | 999-99-17-707.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,749 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,644 sqft (0.43 acres) |
| Lot Dimensions | 236 ft deep x 79 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 217 COBBLERS DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-2181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 67 SEC 4 STURBRIDGE SUBD |
| Legal Subdivision | STURBRIDGE |
| Legal Phase | 4 |
| Legal Lot Number | 67 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 53100 |
Source: Campbell County assessment roll, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | NEWPORT, KY 41076 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 19, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 1, 2012 · Amount on Record |
| Deed Sale | Dec 1, 2012 · Amount on Record |
| Prior Sale | Jun 18, 2004 · Amount on Record |
| Deed Document Number | 201201 12 019 00517 |
| Deed Book / Page | 300 / 726 |
| Prior Transfer Date | Nov 20, 2006 |
| Prior Transfer Doc | 0001900019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 217 COBBLERS DR, COLD SPRING, KY 41076-2181 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 217 COBBLERS DR, COLD SPRING, KY 41076-2181 |
| Document Number | 0005158620 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | M1087/675 |
| Instrument | 5158620 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 18, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 217 COBBLERS DR, COLD SPRING, KY 41076-2181 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005129509 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | M1040/280 |
| Instrument | 5129509 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 19, 2019 |
| Property Address | 217 COBBLERS DR, COLD SPRING, KY 41076-2181 |
| Document Number | 0005093047 |
| Book / Page | D334 / 744 |
| Map Reference | PG 30-A |
| Instrument Date | May 10, 2019 |
| Instrument | 5093047 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | PROMINENT TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 COBBLERS DR, 217, COLD SPRING, KY 41076-2181 |
| Name | Verified Name |
|---|---|
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0005093048 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 5093048 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,446.00 (+1%) | $284,400 (-) Land $50,000 Building $234,400 | $284,400 (-) Land $50,000 Building $234,400 |
| 2023 | $3,412.00 (+23.31%) | $284,400 (+28.46%) Land $50,000 Building $234,400 | $284,400 (+28.46%) Land $50,000 Building $234,400 |
| 2022 | $2,767.00 | $221,390 Land $29,000 Building $192,390 | $221,390 Land $29,000 Building $192,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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