214 Cobblers Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 214 Cobblers Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,160 sqft · built 1988
Owner	2 Individual Names on File
Last Sale	$146,830 (Nov 1988)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-865.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-865.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,160 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Dimensions	342 ft deep x 74 ft wide
Terrain	Combination
Garage Type	Attached
Garage Area	471 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919865.00
Street Address	214 COBBLERS DR
City	COLD SPRING
State	KY
Zip	41076-2187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 SEC 4 STURBRIDGE SUBD
Legal Subdivision	STURBRIDGE
Legal Phase	4
Legal Lot Number	72
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4004
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-19-865.00

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	214 COBBLERS DR, COLD SPRING, KY 41076-2187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 26, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 1988 · Amount on Record
Deed Sale	Nov 02, 1988 · Amount on Record
Deed Document Number	0000188517
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	214 COBBLERS DR, COLD SPRING, KY 41076-2187
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006032683
Date	Mar 31, 2026
Book Page	M1162/26
Instrument	6032683

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2046

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	214 COBBLERS DR, COLD SPRING, KY 41076-2187
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 COBBLERS DR, COLD SPRING, KY 41076-2187

Mortgage

Document Number	0005175886
Date	May 26, 2023
Book Page	M1102/823
Instrument	5175886

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	214 COBBLERS DR, COLD SPRING, KY 41076-2187
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005143943
Date	Nov 19, 2021
Book Page	M1064/588
Instrument	5143943

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	214 COBBLERS DR, COLD SPRING, KY 41076-2187
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005124284
Date	Jan 13, 2021
Book Page	M1029/479
Instrument	5124284

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 01, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	214 COBBLERS DR, COLD SPRING, KY 41076-2187
Document Number	0005066906
Book / Page	000948 / 000426
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	214 COBBLERS DR COLD SPRING KY 410762187, COLD SPRING, KY 41076-2187

Mortgage

Document Number	0005066906
Date	Dec 15, 2017
Book Page	000948/000426
Instrument	5066906

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 14, 2032

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,331.00 Homeowner's exemption	$324,000 (-) Land $75,000 Building $249,000	$324,000 (-) Land $75,000 Building $249,000
2023	$3,331.00 (-0.42%) Homeowner's exemption	$324,000 (+21.08%) Land $75,000 Building $249,000	$324,000 (+21.08%) Land $75,000 Building $249,000
2022	$3,345.00 Homeowner's exemption	$267,600 Land $30,000 Building $237,600	$267,600 Land $30,000 Building $237,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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