217 Bell Dr, Cary, IL 60013 Property Records

McHenry County property record for 217 Bell Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1959
Lot Size	0.213 acres (9,240 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jul 2025)
Tax Bill	$6,406 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-18-104-011`

Property Details

APN / Parcel Number

Primary APN	`20-18-104-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,240 sqft (0.213 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	217 BELL DR
City	CARY
State	IL
Zip	60013-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2006R0051348 LT 58 MONTANAS ADDN UNIT 3
Legal Subdivision	MONTANAS ADDN
Legal Block	104
Legal Lot Number	58
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3026
Census Tract	871307

Owner

Source: McHenry County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	887 YORKSHIRE LN, CRYSTAL LAKE, IL 60014-7632
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 8, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Mar 14, 2025 · Amount on Record
Prior Transfer Date	Jul 1, 2004
Prior Transfer Doc	0000061716
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	217 BELL DR, CARY, IL 60013-2218
Document Number	0000041049
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 BELL DR CARY IL 600132218, CARY, IL 60013-2218

Mortgage

Document Number	0000041049
Date	Dec 2, 2019
Instrument	41049

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	217 BELL DR, CARY, IL 60013-2218
Document Number	0000042836
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 BELL DR CARY IL 600132218, CARY, IL 60013-2218

Mortgage

Document Number	0000042836
Date	Dec 13, 2019
Instrument	42836

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,406.00	$76,075 (+26.71%) Land $17,135 Building $58,940	$228,225 (+26.71%) Land $51,405 Building $176,820
2022	Homeowner's exemption	$60,040 Land $19,398 Building $40,642	$180,120 Land $58,194 Building $121,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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