203 Bell Dr, Cary, IL 60013 Property Records

McHenry County property record for 203 Bell Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,640 sqft · built 1957
Lot Size	0.218 acres (9,531 sqft)
Owner	Owner Name on Record
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-18-104-009`

Property Details

APN / Parcel Number

Primary APN	`20-18-104-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,640 sqft
Gross Area	2,706 sqft
1st Floor Area	1,640 sqft

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	9,531 sqft
Lot Dimensions	132 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	203 BELL DR
City	CARY
State	IL
Zip	60013-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2014R0000505 LT 60 MONTANAS ADDN UNIT 3 MEMO: THELANDER, KENNETH C/ JEANINE M DECL OF TR LIV TR
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Subdivision	MONTANAS ADD
Legal Block	104
Legal Lot Number	60
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3023
Census Tract	871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	203 BELL DR, CARY, IL 60013-2218
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 7, 2014
Transfer Doc	0000000505
Record Updated	Jun 7, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	203 BELL DR, CARY, IL 60013-2218
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BELL DR, CARY, IL 60013-2218

Mortgage

Document Number	0000006002
Date	Mar 6, 2026
Instrument	2026R0006002

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2056

Interest

Rate	5.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$73,678 Land $19,398 Building $54,280	$221,034 Land $58,194 Building $162,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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