St. Mary's County property record for 21689 Oakley Rd, Avenue, MD 20609
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,070 sqft · built 1988 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Apr 2023) |
| Tax Bill | $4,752 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-035667 |
| Primary APN | 07-035667 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,070 sqft Total Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Type | Carport |
| Garage Area | 780 sqft |
| Carport | Carport |
| Carport Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 035667 |
|---|---|
| Street Address | 21689 OAKLEY RD |
| City | AVENUE |
| State | MD |
| Zip | 20609-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-2 PLAT 26/26 & 56/74 PT OF MOSSEY LEA SUB |
| Legal Subdivision | MOSSEY LEA SUB |
| Legal Lot Number | 500 2 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 875300 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21689 OAKLEY RD, AVENUE, MD 20609-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Sep 25, 2012 · Amount on Record |
| Prior Transfer Date | Apr 17, 2023 |
| Prior Transfer Doc | 0063250297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Apr 19, 2023 |
| Property Address | 21689 OAKLEY RD, AVENUE, MD 20609-2104 |
| Document Number | 0063250297 |
| Book / Page | 6325 / 297 |
| Map Reference | MB 56 FO 74 |
| Instrument Date | Apr 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21689 OAKLEY RD, AVENUE, MD 20609-2104 |
| Document Number | 0006325305 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 6325/305 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,667 (+5.75%) | $491,000 (-) Land $127,600 Building $363,400 | |
| 2025 | $4,752.00 (+42.92%) Homeowner's exemption | $440,333 (+48.83%) | $491,000 (+60.2%) Land $127,600 Building $363,400 |
| 2023 | $3,325.00 | $295,867 | $306,500 Land $122,600 Building $183,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1996–2003) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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