21685 Oakley Rd, Avenue, MD 20609 Property Records

St. Mary's County property record for 21685 Oakley Rd, Avenue, MD 20609

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,560 sqft · built 1987
Lot Size	2.99 acres (130,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Jun 1987)
Tax Bill	$4,107 (2025)
Flood Zone	Zone X (minimal risk)
APN	`07-035659`

Property Details

APN / Parcel Number

Primary APN	`07-035659`
Alternative APNs	`7035659` `035659`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,560 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,244 sqft (2.99 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035659
Street Address	21685 OAKLEY RD
City	AVENUE
State	MD
Zip	20609-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 1 PLAT 26/25 PT OF MOSSEY LEA
Legal Subdivision	MOSSEY LEA
Legal Lot Number	1
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	1
Census Block	1002
Census Tract	875300

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21685 OAKLEY RD, AVENUE, MD 20609-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1987 · Amount on Record
Deed Sale	Jun 15, 1987 · Amount on Record
Deed Book / Page	358 / 5
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,733 (+16.68%)	$438,400 (+17.41%) Land $129,900 Building $308,500
2025	$4,107.00 (+6.43%) Homeowner's exemption
2023	$3,859.00 Homeowner's exemption	$357,167	$373,400 Land $124,900 Building $248,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1996–2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20