2166 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2166 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 0.75 ba · 1,170 sqft · built 1946
Lot Size	2.4 acres (104,855 sqft)
Owner	Individual Name on Record
Last Sale	$427,000 (Aug 2003)
Tax Bill	$6,282 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`387-0200-00210`

Property Details

APN / Parcel Number

Primary APN	`387-0200-00210`
Alternative APN	`1084922`

Interior

Bedrooms	3 Beds
Full Baths	0.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,170 sqft Gross Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood
Construction Type	Frame
Lot Area	104,855 sqft (2.4 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Deck Area	336 sqft
Lean-To	64 sqft
Storage Building	240 sqft
Boat House	656 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1084922
Street Address	2166 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8103
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 21 22 AND 23 SERIAL #
Legal Subdivision	HALL ABELL GROVE
Legal Lot Number	21-22
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2166 BIRCH POINT RD, TOWER, MN 55790-8103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Quit Claim Deed, Transfer AMALGAMATED BK
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage TARA L LAMPPA
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage TARA L LAMPPA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2003 · Amount on Record
Deed Sale	Aug 12, 2003 · Amount on Record
Deed Document Number	2003909687
Last Transfer Date	Sep 29, 2020
Transfer Doc	0001391903
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 29, 2020
Property Address	2166 BIRCH POINT RD, TOWER, MN 55790-8103
Document Number	00A1372391
Instrument Date	Oct 29, 2019
Instrument	A1372391
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 BIRCH POINT RD TOWER MN 557908103, TOWER, MN 55790-8103

Mortgage

Document Number	A1372392
Date	Jan 29, 2020
Instrument	A1372392

Lender

Name	AMALGAMATED BK
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2166 BIRCH POINT RD, TOWER, MN 55790-8103
Document Number	00A1363624
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 BIRCH POINT RD TOWER MN 557908103, TOWER, MN 55790-8103

Mortgage

Document Number	00A1363624
Date	Sep 19, 2019
Instrument	A1363624

Lender

Name	TARA L LAMPPA
Address	1024 1ST ST S, VIRGINIA, MN 55792-3455

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 18, 2022

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2166 BIRCH POINT RD, TOWER, MN 55790-8103
Document Number	00A1363624
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 BIRCH POINT RD TOWER MN 557908103, TOWER, MN 55790-8103

Mortgage

Document Number	00A1363624
Date	Sep 19, 2019
Instrument	A1363624

Lender

Name	TARA L LAMPPA
Address	1024 1ST ST S, VIRGINIA, MN 55792-3455

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 18, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,282.00 (+26.14%) Homeowner's exemption
2025	$4,980.00 (-1.31%) Homeowner's exemption	$828,500 (+29.9%) Land $516,400 Building $312,100	$828,500 (+29.9%) Land $516,400 Building $312,100
2024	$5,046.00	$637,800 (+19.71%) Land $388,200 Building $249,600	$637,800 (+19.71%) Land $388,200 Building $249,600
2022		$532,800 Land $316,600 Building $216,200	$532,800 Land $316,600 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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