St. Louis County property record for 2164 Birch Point Rd, Tower, MN 55790 · Last verified August 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,620 sqft · built 1976 |
| Lot Size | 0.056 acres (2,449 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jan 2024) |
| Tax Bill | $6,186 (2026) |
| Deeds & Mortgages | Jan 2024 Transfer Jan 2024 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0444-00010 |
| Primary APN | 387-0444-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Gross Area |
| 1st Floor Area | 1,620 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,449 sqft (0.056 acres) |
| Deck Area | 112 sqft |
| Sauna | Sauna |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1161598 |
|---|---|
| Street Address | 2164 BIRCH POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | UNITS 1 THRU 4 & AN UNDIVIDED INTEREST INTHE COMMONS AREA SERIAL # |
| Legal Subdivision | VERMILION TERRACE |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1255 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 387-0444-00010
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25457 KETTLE RIVER BLVD, FOREST LAKE, MN 55025-5626 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Intrafamily Transfer, Transfer |
| Jan 26, 2024 | Warranty Deed, Transfer NOT AVAILABLE, CROW WING CNTY ABSTRACT CO I |
| Feb 01, 2023 | Correction Deed |
| Feb 02, 2023 | Correction Deed |
| Feb 01, 2018 | Loan Modification, Mortgage RIVERWOOD BK |
| Feb 01, 2018 | Loan Modification, Mortgage RIVERWOOD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | Jan 26, 2024 · Amount on Record |
| Deed Document Number | 20241482105 |
| Prior Transfer Date | Apr 16, 2009 |
| Prior Transfer Doc | 0001106142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 26, 2024 |
| Property Address | 2164 BIRCH POINT RD, TOWER, MN 55790 |
| Document Number | 0001482106 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 1482106 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25457 KETTLE RIVER BLVD, FOREST LAKE, MN 55025-5626 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 26, 2024 |
| Property Address | 2164 BIRCH POINT RD, TOWER, MN 55790 |
| Document Number | 0001482105 |
| Instrument Date | Jan 08, 2024 |
| Instrument | 1482105 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | NOT AVAILABLE, CROW WING CNTY ABSTRACT CO I |
| Amount | Amount Recorded |
|---|---|
| Tax | $726.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 25457 KETTLE RIVER BLVD, FOREST LAKE, MN 55025-5626 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 01, 2023 |
| Property Address | 2164 BIRCH POINT RD, TOWER, MN 55790 |
| Document Number | 0001461210 |
| Instrument Date | Feb 01, 2023 |
| Instrument | 1461210 |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 899, CROSSLAKE, MN 56442-0899 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 02, 2023 |
| Property Address | 2164 BIRCH POINT RD, TOWER, MN 55790 |
| Document Number | 0001461272 |
| Instrument Date | Feb 01, 2023 |
| Instrument | 1461272 |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 899, CROSSLAKE, MN 56442-0899 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2164 BIRCH POINT RD, TOWER, MN 55790 |
| Document Number | 00A1327809 |
| Instrument Date | Feb 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | CROW WING COUNTY ABSTRACT, CROW WING CNTY ABS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25374 EUREKA AVE WYOMING MN 550929088, WYOMING, MN 55092-9088 |
| Document Number | 00A1327809 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | A1327809 |
| Name | RIVERWOOD BK |
|---|---|
| Type | Bank |
| Term | 60 Months |
|---|---|
| Due | Feb 15, 2023 |
| Rate | 4.99% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2164 BIRCH POINT RD, TOWER, MN 55790 |
| Document Number | 00A1327808 |
| Instrument Date | Feb 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2018 |
| Title Company | CROW WING COUNTY ABSTRACT, CROW WING CNTY ABS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25374 EUREKA AVE WYOMING MN 550929088, WYOMING, MN 55092-9088 |
| Document Number | 00A1327808 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | A1327808 |
| Name | RIVERWOOD BK |
|---|---|
| Type | Bank |
| Term | 60 Months |
|---|---|
| Due | Feb 15, 2023 |
| Rate | 4.99% |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,186.00 (+53.19%) | ||
| 2025 | $4,038.00 (+7.17%) | $744,200 (+55.07%) Land $276,300 Building $467,900 | $744,200 (+55.07%) Land $276,300 Building $467,900 |
| 2024 | $479,900 (+17.65%) Land $210,000 Building $269,900 | $479,900 (+17.65%) Land $210,000 Building $269,900 | |
| 2023 | $3,768.00 | ||
| 2022 | $407,900 Land $174,000 Building $233,900 | $407,900 Land $174,000 Building $233,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force 4 of 23 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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