2164 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2164 Birch Point Rd, Tower, MN 55790 · Last verified August 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1.5 ba · 1,620 sqft · built 1976
Lot Size0.056 acres (2,449 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jan 2024)
Tax Bill$6,186 (2026)
Deeds & MortgagesJan 2024 Transfer
Jan 2024 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN387-0444-00010

Property Details

APN / Parcel Number

Primary APN387-0444-00010
Alternative APNs
  • 1108857
  • 1161598

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,620 sqft Gross Area
1st Floor Area1,620 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1996
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,449 sqft (0.056 acres)
Deck Area112 sqft
SaunaSauna
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1161598
Street Address2164 BIRCH POINT RD
CityTOWER
StateMN
Zip55790
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionUNITS 1 THRU 4 & AN UNDIVIDED INTEREST INTHE COMMONS AREA SERIAL #
Legal SubdivisionVERMILION TERRACE
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1255
Census Tract15502

Owner

Source: St. Louis County records · APN 387-0444-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address25457 KETTLE RIVER BLVD, FOREST LAKE, MN 55025-5626
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Intrafamily Transfer, Transfer
Jan 26, 2024Warranty Deed, Transfer
NOT AVAILABLE, CROW WING CNTY ABSTRACT CO I
Feb 01, 2023Correction Deed
Feb 02, 2023Correction Deed
Feb 01, 2018Loan Modification, Mortgage
RIVERWOOD BK
Feb 01, 2018Loan Modification, Mortgage
RIVERWOOD BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2024 · Amount on Record
Deed SaleJan 26, 2024 · Amount on Record
Prior SaleJan 26, 2024 · Amount on Record
Deed Document Number20241482105
Prior Transfer DateApr 16, 2009
Prior Transfer Doc0001106142
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateJan 26, 2024
Property Address2164 BIRCH POINT RD, TOWER, MN 55790
Document Number0001482106
Instrument DateJan 12, 2024
Instrument1482106
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25457 KETTLE RIVER BLVD, FOREST LAKE, MN 55025-5626

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 26, 2024
Property Address2164 BIRCH POINT RD, TOWER, MN 55790
Document Number0001482105
Instrument DateJan 08, 2024
Instrument1482105
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyNOT AVAILABLE, CROW WING CNTY ABSTRACT CO I

Transaction

AmountAmount Recorded
Tax$726.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address25457 KETTLE RIVER BLVD, FOREST LAKE, MN 55025-5626

February 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionST LOUIS MN
Recording DateFeb 01, 2023
Property Address2164 BIRCH POINT RD, TOWER, MN 55790
Document Number0001461210
Instrument DateFeb 01, 2023
Instrument1461210
Record UpdatedFeb 24, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 899, CROSSLAKE, MN 56442-0899

February 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionST LOUIS MN
Recording DateFeb 02, 2023
Property Address2164 BIRCH POINT RD, TOWER, MN 55790
Document Number0001461272
Instrument DateFeb 01, 2023
Instrument1461272
Record UpdatedFeb 24, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 899, CROSSLAKE, MN 56442-0899

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address2164 BIRCH POINT RD, TOWER, MN 55790
Document Number00A1327809
Instrument DateFeb 01, 2018
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyCROW WING COUNTY ABSTRACT, CROW WING CNTY ABS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25374 EUREKA AVE WYOMING MN 550929088, WYOMING, MN 55092-9088

Mortgage

Document Number00A1327809
DateFeb 16, 2018
InstrumentA1327809
Lender
NameRIVERWOOD BK
TypeBank
Agreement
Term60 Months
DueFeb 15, 2023
Interest
Rate4.99%

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address2164 BIRCH POINT RD, TOWER, MN 55790
Document Number00A1327808
Instrument DateFeb 01, 2018
Transaction TypeMortgage
Record UpdatedMar 05, 2018
Title CompanyCROW WING COUNTY ABSTRACT, CROW WING CNTY ABS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25374 EUREKA AVE WYOMING MN 550929088, WYOMING, MN 55092-9088

Mortgage

Document Number00A1327808
DateFeb 16, 2018
InstrumentA1327808
Lender
NameRIVERWOOD BK
TypeBank
Agreement
Term60 Months
DueFeb 15, 2023
Interest
Rate4.99%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,186.00 (+53.19%)
2025$4,038.00 (+7.17%)$744,200 (+55.07%) Land $276,300 Building $467,900$744,200 (+55.07%) Land $276,300 Building $467,900
2024$479,900 (+17.65%) Land $210,000 Building $269,900$479,900 (+17.65%) Land $210,000 Building $269,900
2023$3,768.00
2022$407,900 Land $174,000 Building $233,900$407,900 Land $174,000 Building $233,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force
4 of 23 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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