Lane County property record for 2165 20th St, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1971 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,900 (Aug 2018) |
| Tax Bill | $1,964 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-26-21-02500-000 |
| Primary APN | 18-12-26-21-02500-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Finished Area |
| 1st Floor Area | 720 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 111 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Heating System | Radiant |
|---|
| Account Number | 0788867 |
|---|---|
| Street Address | 2165 20TH ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-RESTRICTED RESIDENTIAL |
| Legal Description | SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 12 |
| Legal Range | 12W |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | HOLLY ADD TO FLORENCE |
| Legal Lot Number | 2500 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 707 |
2165 20th St is owned and occupied by an individual who bought it in August 2018.
Source: Lane County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jun 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Apr 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jan 9, 2020 | Deed of Trust, Mortgage · Line of Credit SUN WEST MORTGAGE COMPANY INC |
| Aug 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Aug 24, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on File |
| Deed Sale | Aug 24, 2018 · Amount on File |
| Deed Document Number | 2018-039956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Document Number | 0000034235 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-034235 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | EVEREST LAND TITLE, EVERGREEN LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000025440 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022-025440 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Document Number | 0000000956 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 2025-000956 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015069 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 2019-015069 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001143 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 2020-001143 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 4, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 0000048470 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020-048470 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 24, 2018 |
| Property Address | 2165 20TH ST, FLORENCE, OR 97439-9727 |
| Document Number | 0000039956 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 39956 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Title Company | CASCADE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2165 20TH ST FLORENCE OR 974399727, FLORENCE, OR 97439-9727 |
| Document Number | 39957 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 39957 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2048 |
The 2025 property tax bill for 2165 20th St was $1,964.
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,964.00 | $143,985 | $285,519 Land $76,232 Building $209,287 |
| 2023 | $1,854.00 (+4.22%) | $135,721 (+3%) | $288,431 (+13.4%) Land $66,029 Building $222,402 |
| 2022 | $1,779.00 | $131,768 | $254,339 Land $63,674 Building $190,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2165 20th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2165 20th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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