2125 20th St, Florence, OR 97439 Property Records

Lane County property record for 2125 20th St, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1971
Lot Size0.178 acres (7,753 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Jan 2022)
Tax Bill$1,904 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-12-26-21-03000-000

Property Details

APN / Parcel Number

Primary APN18-12-26-21-03000-000
Alternative APNs
  • 1812262103000
  • 0788917

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,282 sqft
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1973
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,753 sqft (0.178 acres)
Lot Dimensions114 ft deep x 68 ft wide
Garage TypeAttached
Garage Area322 sqft
DrivewayDriveway
Driveway Area500 sqft
Parking Spaces3 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant

Location & Zoning

Account Number0788917
Street Address2125 20TH ST
CityFLORENCE
StateOR
Zip97439-9727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTL 03000
Legal Range12
Legal Township18
Legal Section26
Legal SubdivisionHOLLY ADD
Legal Lot Number3000
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2019
Census Tract707

Owner

Source: Lane County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2125 20TH ST, FLORENCE, OR 97439-9727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 28, 2019Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Prior SaleOct 28, 2019 · Amount on Record
Deed Document Number20223124
Prior Transfer DateDec 9, 2014
Prior Transfer Doc0000048656
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateJan 20, 2022
Property Address2125 20TH ST, FLORENCE, OR 97439-9727
Document Number0000003124
Map ReferenceMB 14 PG 12
Instrument DateJan 19, 2022
Instrument2022-003124
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyCASCADE TITLE, CASCADE TITLE C O

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address87994 WOOD LAKE WAY N, FLORENCE, OR 97439-9183
InvestorPossibly a Property Investor

Mortgage

Document Number0000003125
DateJan 20, 2022
Instrument2022-003125
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address2125 20TH ST, FLORENCE, OR 97439-9727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073705
DateDec 15, 2020
Instrument2020-073705
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateOct 28, 2019
Property Address2125 20TH ST, FLORENCE, OR 97439-9727
Document Number0000048985
Map ReferenceMB 14 PG 12
Instrument DateOct 21, 2019
Instrument2019-048985
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2125 20TH ST, FLORENCE, OR 97439-9727

Mortgage

Document Number0000048986
DateOct 28, 2019
Instrument2019-048986
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityFlorence City
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,904.00 (+5.9%) Veteran's exemption$171,145 (+6.09%)$342,069 (-0.81%) Land $76,751 Building $265,318
2023$1,798.00 (-14.99%) Veteran's exemption$161,322 (+3%)$344,851 (+13.91%) Land $66,474 Building $278,377
2022$2,115.00$156,624$302,750 Land $64,102 Building $238,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 9,561 people · EPA ID OR4100299
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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