2164 Old Bear Rd, Royal, AR 71968 Property Records

Garland County property record for 2164 Old Bear Rd, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,233 sqft · built 1977
Lot Size	8.7 acres (378,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Oct 2018)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-17928-000`

Property Details

APN / Parcel Number

Primary APN	`100-17928-000`
Alternative APNs	`989983.0` `11037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,233 sqft Living Area
1st Floor Area	2,233 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	378,972 sqft (8.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	257 sqft
Shed	1 Shed
Shed Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2164 OLD BEAR RD
City	ROYAL
State	AR
Zip	71968-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SW
Legal Range	21W
Legal Township	02S
Legal Section	28
Legal Subdivision	28-2S-21
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	2
Census Block	2038
Census Tract	10302

Owner

Source: Garland County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2164 OLD BEAR RD, ROYAL, AR 71968-8752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2018	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Deed Book / Page	3997 / 586
Last Transfer Date	Dec 29, 2025
Transfer Doc	4840000654
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	2164 OLD BEAR RD, ROYAL, AR 71968-8752
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2164 OLD BEAR RD, ROYAL, AR 71968-8752

Mortgage

Document Number	0045720430
Date	Jul 25, 2023
Book Page	4572/430

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2063

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	2164 OLD BEAR RD, ROYAL, AR 71968-8752
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2164 OLD BEAR RD, ROYAL, AR 71968-8752

Mortgage

Document Number	0043650625
Date	Oct 19, 2021
Book Page	4365/625

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Oct 30, 2018
Property Address	2164 OLD BEAR RD, ROYAL, AR 71968-8752
Document Number	0039970586
Book / Page	3997 / 0586
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GARLAND COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 STROOPE TRL, 326, ROYAL, AR 71968-8258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2164 OLD BEAR RD, ROYAL, AR 71968-8752

Mortgage

Document Number	0003997589
Date	Oct 30, 2018
Instrument	3997/589

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,094.00 (+18.31%)	$51,900 (-) Land $14,240 Building $37,660
2023	$1,770.00	$51,900 Land $14,240 Building $37,660	$259,500 Land $71,200 Building $188,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

May also be available: Wireless ETC.

Cell Coverage

5G (outdoors only) and 4G LTE

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