2116 Old Bear Rd, Royal, AR 71968 Property Records

Garland County property record for 2116 Old Bear Rd, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2021)
Tax Bill	$871 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`100-17924-002`

Property Details

APN / Parcel Number

Primary APN	`100-17924-002`
Alternative APN	`115819`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	310 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2116 OLD BEAR RD
City	ROYAL
State	AR
Zip	71968-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SW
Legal Range	21W
Legal Township	02S
Legal Section	28
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	2
Census Block	2038
Census Tract	10302

Owner

Source: Garland County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2116 OLD BEAR RD, ROYAL, AR 71968-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jul 9, 2021	Warranty Deed, Transfer · Line of Credit DIAMOND BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Deed Book / Page	4324 / 118
Prior Transfer Date	Jul 7, 2021
Prior Transfer Doc	0043240118
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	2116 OLD BEAR RD, ROYAL, AR 71968-8752
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044040256
Date	Jan 26, 2022
Book Page	4404/256

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2049

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Jul 9, 2021
Property Address	2116 OLD BEAR RD, ROYAL, AR 71968-8752
Document Number	0043240118
Book / Page	4324 / 118
Instrument Date	Jul 7, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2257 8TH AVE W, 2257, VALE, OR 97918-5035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 OLD BEAR RD, ROYAL, AR 71968-8752

Mortgage

Document Number	0004324121
Date	Jul 9, 2021
Instrument	4324/121

Lender

Name	DIAMOND BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00 (-15.11%) Homeowner's exemption	$33,140 (-) Land $5,000 Building $28,140
2023	$1,026.00 Homeowner's exemption	$33,140 Land $5,000 Building $28,140	$165,700 Land $25,000 Building $140,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WEHCO Video Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C&W Communications Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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