2164 Gatewood Ford Rd, Deer Lodge, TN 37726 Property Records

Morgan County property record for 2164 Gatewood Ford Rd, Deer Lodge, TN 37726

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 2021
Lot Size	3.78 acres (164,657 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2022)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`065022 01700`

Property Details

APN / Parcel Number

Primary APN	`065022 01700`
Alternative APN	`022 01700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	709 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	164,657 sqft (3.78 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Deck Area	32 sqft
Shed	1 Shed
Shed Area	880 sqft
Pole Barn	2,992 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	2164 GATEWOOD FORD RD
City	DEER LODGE
State	TN
Zip	37726-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: M01
Legal Subdivision	JOE E PHILLIPS SR
Jurisdiction	MORGAN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	110100

Owner

2164 Gatewood Ford Rd is owned and occupied by an individual who bought it in November 2022.

Source: Morgan County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2164 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit UNION BANK
Dec 2, 2020	Deed of Trust, Mortgage UNION BANK
Oct 21, 2021	Deed of Trust, Mortgage UNION BANK
Sep 14, 2020	Warranty Deed, Transfer UNION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on File
Deed Sale	Nov 7, 2022 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	81742
Deed Book / Page	298 / 158
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Nov 7, 2022
Property Address	2164 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Document Number	000298/158
Book / Page	298 / 158
Map Reference	MB 1 PG 1486
Instrument Date	Nov 3, 2022
Instrument	81742
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2164 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005

Mortgage

Document Number	0000081743
Date	Nov 7, 2022
Instrument	81743

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	2164 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000279/372
Date	Nov 8, 2021
Book Page	279/372
Instrument	77291

Lender

Name	UNION BANK
Type	Bank
Address	JAMESTOWN, TN 38556

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 5, 2022

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	2164 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000261/514
Date	Dec 2, 2020
Book Page	261/514
Instrument	73154

Lender

Name	UNION BANK
Type	Bank
Address	JAMESTOWN, TN 38556

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 15, 2021

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	2164 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000278/510
Date	Oct 21, 2021
Book Page	278/510
Instrument	77080

Lender

Name	UNION BANK
Type	Bank
Address	JAMESTOWN, TN 38556

Agreement

Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Sep 14, 2020
Property Address	2164 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Document Number	000257/599
Book / Page	257 / 599
Instrument Date	Sep 7, 2020
Instrument	72255
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2164 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005

Mortgage

Document Number	0000072256
Date	Sep 14, 2020
Instrument	72256

Lender

Name	UNION BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2164 Gatewood Ford Rd was $1,092.

Source: Morgan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00	$40,150 Land $6,100 Building $34,050
2023		$40,150 Land $6,100 Building $34,050
2022	$984.00
2021			$160,600 Land $24,400 Building $136,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2164 Gatewood Ford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2164 Gatewood Ford Rd is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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