2148 Gatewood Ford Rd, Deer Lodge, TN 37726 Property Records

Morgan County property record for 2148 Gatewood Ford Rd, Deer Lodge, TN 37726

Property Summary

Property Type	Rural Home
Details	1,800 sqft · built 2005
Lot Size	15.6 acres (681,714 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2026)
Tax Bill	$566 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`065022 01716`

Property Details

APN / Parcel Number

Primary APN	`065022 01716`
Alternative APN	`022 01716`

Interior

Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile/Manufactured
Lot Area	681,714 sqft (15.6 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	432 sqft
Pole Barn	1,008 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2148 GATEWOOD FORD RD
City	DEER LODGE
State	TN
Zip	37726-4005
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 06, COUNTY AREA: M01
Jurisdiction	MORGAN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	110100

Owner

2148 Gatewood Ford Rd, a rural home, is owned by two individuals who bought it in September 2026.

Source: Morgan County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2563 DEER LODGE HWY, DEER LODGE, TN 37726-3726
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION BANK
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit UNION BANK
Nov 5, 2025	Deed of Trust, Mortgage UBANK
Dec 3, 2020	Deed of Trust, Mortgage UNION BANK
Aug 10, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance UNION BANK
Feb 20, 2020	Special Warranty Deed, Transfer · Conventional Mortgage UNION BANK
Oct 21, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Feb 20, 2020 · Amount on File
Deed Document Number	202697168
Deed Book / Page	367 / 406
Prior Transfer Date	Jul 8, 2022
Prior Transfer Doc	000293/473
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Sep 4, 2026
Property Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Document Number	0000097168
Book / Page	367 / 406
Instrument Date	Aug 28, 2026
Instrument	202697168
Transaction Type	Transfer
Record Updated	Sep 16, 2026
Title Company	CAPSTONE TITLE LLC, CAPSTONE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,030.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097168,
Date	Sep 4, 2026
Book Page	367/410
Instrument	202697168

Lender

Name	UNION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Recording Date	Jul 20, 2026
Property Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Document Number	0000096545
Book / Page	364 / 481
Instrument Date	Jul 9, 2026
Instrument	202696545
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005

Mortgage

Document Number	0000096545,
Date	Jul 20, 2026
Book Page	364/481
Instrument	202696545

Lender

Name	UNION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000353/496
Date	Jan 12, 2026
Book Page	353/496
Instrument	94242

Lender

Name	UNION BANK
Type	Bank
Address	JAMESTOWN, TN 38556

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 7, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000350/617
Date	Nov 5, 2025
Book Page	350/617
Instrument	93560

Lender

Name	UBANK
Type	Bank
Address	JAMESTOWN, TN 38556

Agreement

Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000261/605
Date	Dec 3, 2020
Book Page	261/605
Instrument	73171

Lender

Name	UNION BANK
Type	Bank

Agreement

Amount	Amount on Record

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN TN
Recording Date	Aug 10, 2022
Property Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Document Number	000293/473
Book / Page	293 / 473
Instrument Date	Aug 1, 2022
Instrument	80613
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005

Mortgage

Document Number	0000080614
Date	Aug 10, 2022
Instrument	80614

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	1 Months
Due	Sep 10, 2022

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Feb 20, 2020
Property Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Document Number	000248/243
Book / Page	248 / 243
Instrument Date	Jan 16, 2020
Instrument	70094
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	357 TWIN BRIDGE RD, DEER LODGE, TN 37726-3707
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000248/0000000247
Date	Feb 20, 2020
Book Page	0000000248/0000000247
Instrument	70095

Lender

Name	UNION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MORGAN TN
Recording Date	Oct 21, 2019
Property Address	2148 GATEWOOD FORD RD, DEER LODGE, TN 37726-4005
Document Number	000242/802
Book / Page	242 / 802
Instrument Date	Oct 9, 2019
Instrument	68754
Transaction Type	Foreclosure
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2809, COOKEVILLE, TN 38502-2809

Tax Assessment & Valuation

The 2025 property tax bill for 2148 Gatewood Ford Rd was $566.

Source: Morgan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$566.00 Additional exemption filed	$20,800 Land $5,950 Building $14,850
2023		$20,800 Land $5,950 Building $14,850
2022	$566.00
2021			$128,400 Land $69,000 Building $59,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2148 Gatewood Ford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2148 Gatewood Ford Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 92% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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