Osceola County property record for 2163 Continental St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,720 sqft Living Area |
| Lot Size | 5,749 sqft (0.132 acres) |
| Garage | Attached, 441 sqft |
| Last Sale | $250,040 (2021) |
| Tax Bill | $7,453.00 (2024) |
| Primary APN | 09-26-30-0055-0001-1770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,296 sqft Gross Area |
| 1st Floor | 1,720 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,749 sqft (0.132 acres) |
| Depth X Width | 115 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 135 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2163 CONTINENTAL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7069 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PH 1B PB 18 PG 72 LOT 177 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK PH 1B |
| Legal Phase | 1B |
| Legal Tract | 55 |
| Legal Block | 1770 |
| Legal Lot Number | 177 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0055-0001-1770
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5300 ROCHESTER PL, SAINT CLOUD, FL 34771-7678 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Dec 07, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Feb 06, 2018 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Jul 06, 2011 · Amount on Record |
| Deed Doc Number | 2021182202 |
| Deed Book / Page | 6093 / 1412 |
| Prior Transfer Date | Apr 22, 2010 |
| Prior Transfer Doc | 0039820444 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 24, 2021 |
| Property Address | 2163 CONTINENTAL ST, SAINT CLOUD, FL 34769-7069 |
| Document Number | 0060931412 |
| Book / Page | 6093 / 1412 |
| Map Reference | MB 18 PG 72 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021182202 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6473 WARREN LN, 6473, BROWNSBURG, IN 46112-8517 |
| Name | Verified Name |
|---|---|
| Address | 5300 ROCHESTER PL, SAINT CLOUD, FL 34771-7678 |
| Document Number | 60931414 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 6093/1414 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2163 CONTINENTAL ST, SAINT CLOUD, FL 34769-7069 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052491652 |
|---|---|
| Date | Dec 07, 2017 |
| Book Page | 5249/1652 |
| Instrument | 2017173345 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2163 CONTINENTAL ST, SAINT CLOUD, FL 34769-7069 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052802020 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 5280/2020 |
| Instrument | 2018019475 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,313.00 (-1.88%) | $285,000 (+1.1%) Land $70,000 Building $215,000 | $285,000 (+1.1%) Land $70,000 Building $215,000 |
| 2024 | $7,453.00 (+6.65%) | ||
| 2023 | $6,988.00 (+9.24%) | $281,900 (+18.05%) Land $60,000 Building $221,900 | $281,900 (+18.05%) Land $60,000 Building $221,900 |
| 2022 | $6,397.00 | $238,800 Land $55,000 Building $183,800 | $238,800 Land $55,000 Building $183,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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