Osceola County property record for 2158 Continental St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,043 sqft · built 2006 |
| Lot Size | 0.164 acres (7,187 sqft) |
| Owner | Owner Name on File |
| Last Sale | $120,000 (Jul 2010) |
| Tax Bill | $4,780 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140254 |
| Primary APN | 140254 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,043 sqft Heated Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 856 sqft |
| Upper Floors Area | 1,187 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.164 acres) |
| Lot Dimensions | 90 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 183 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 140254 |
|---|---|
| Street Address | 2158 CONTINENTAL ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PH 1B PB 18 PG 72 LOT 116 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK |
| Legal Phase | 1B |
| Legal Tract | 55 |
| Legal Block | 1 |
| Legal Lot Number | 116 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43208 |
Source: Osceola County records · APN 140254
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2158 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage MCCOY FCU |
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LNDRS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2010 · Amount on Record |
| Deed Sale | Jul 26, 2010 · Amount on Record |
| Prior Sale | Apr 12, 2010 |
| Deed Document Number | 2010106866 |
| Deed Book / Page | 4013 / 0714 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2158 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0060040684 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 6004/684 |
| Instrument | 2021111025 |
| Name | MCCOY FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32859 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2158 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068 |
| Document Number | 0055291270 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2158 CONTINENTAL ST ST CLOUD FL 347697068, ST CLOUD, FL 34769-7068 |
| Document Number | 0055291270 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 005529/001270 |
| Instrument | 66981 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,780.00 (+4.14%) Homeowner's exemption | $112,544 (+5.99%) | $304,200 (+0.83%) Land $70,000 Building $234,200 |
| 2023 | $4,590.00 (+3.31%) Homeowner's exemption | $106,188 (+3%) | $301,700 (+18.22%) Land $60,000 Building $241,700 |
| 2022 | $4,443.00 Homeowner's exemption | $103,096 | $255,200 Land $55,000 Building $200,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured (6 under condo master policies) 24 of 29 individual policies on primary residences |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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