21624 SE 95th St, Mcloud, OK 74851 Property Records

Cleveland County property record for 21624 SE 95th St, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,077 sqft · built 2019
Lot Size	1.21 acres (52,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Nov 2019)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Apr 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`OJC1WTCS2 5 12001`

Property Details

APN / Parcel Number

Primary APN	`OJC1WTCS2 5 12001`
Alternative APN	`176216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,077 sqft
1st Floor Area	2,077 sqft
Storm Shelter	Storm Shelter
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	52,925 sqft (1.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	176216
Street Address	21624 SE 95TH ST
City	MCLOUD
State	OK
Zip	74851-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE TAIL CROSSINGS II LT 12 BLK 5
Legal Range	01E
Legal Township	10N
Legal Section	01
Legal Subdivision	WHITE TAIL CROSSINGS II
Legal Block	5
Legal Lot Number	12
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	4
Census Block	4000
Census Tract	202302

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21624 SE 95TH ST, MCLOUD, OK 74851-5155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI FIRST UNITED BK
Apr 26, 2019	Quit Claim Deed, Construction Loan · Construction Mortgage FNB CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	R 2019 37296
Deed Book / Page	5992 / 1050
Record Updated	Jun 8, 2026

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 20, 2019
Property Address	21624 SE 95TH ST, MCLOUD, OK 74851-5155
Document Number	0000037296
Book / Page	005992 / 001050
Instrument Date	Nov 15, 2019
Instrument	37296
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2019
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21624 SE 95TH ST MCLOUD OK 748515155, MCLOUD, OK 74851-5155

Mortgage

Document Number	37297
Date	Nov 20, 2019
Book Page	005992/001052
Instrument	37297

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

April 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 26, 2019
Property Address	21624 SE 95TH ST, MCLOUD, OK 74851-5155
Document Number	0000011957
Book / Page	005914 / 000299
Instrument Date	Mar 22, 2019
Instrument	11957
Transaction Type	Construction Loan
Record Updated	May 9, 2019
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 OLD LANTERN WAY CHOCTAW OK 730209745, CHOCTAW, OK 73020-9745

Mortgage

Document Number	8264
Date	Apr 26, 2019
Book Page	005903/000191
Instrument	8264

Lender

Name	FNB CMNTY BK
Type	Bank
Address	MIDWEST CITY, OK 73140

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,344.00 (+11.64%)	$40,807 (+12.24%) Land $6,141 Building $34,666	$392,632 (+17.1%) Land $59,086 Building $333,546
2023	$3,891.00	$36,358 Land $4,374 Building $31,984	$335,291 Land $40,342 Building $294,949

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

May also be available: CVEC Fiber, Verizon, Vyve Broadband.

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