21608 SE 95th St, Mcloud, OK 74851 Property Records

Cleveland County property record for 21608 SE 95th St, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2021
Lot Size	1.22 acres (53,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jan 2022)
Tax Bill	$4,494 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R0176214`

Property Details

APN / Parcel Number

Primary APN	`R0176214`
Alternative APNs	`OJC1WTCS2 5 10001` `176214`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	53,230 sqft (1.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	176214
Street Address	21608 SE 95TH ST
City	MCLOUD
State	OK
Zip	74851-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE TAIL CROSSINGS II LT 10 BLK 5
Legal Range	01E
Legal Township	10
Legal Section	01
Legal Subdivision	WHITE TAIL CROSSINGS II
Legal Block	5
Legal Lot Number	10
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	4
Census Block	4000
Census Tract	202302

Owner

Source: Cleveland County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21608 SE 95TH ST, MCLOUD, OK 74851-5155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 8, 2020	Quit Claim Deed, Construction Loan · Construction Mortgage FNB CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Deed Document Number	2022788
Deed Book / Page	6367 / 175
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	R202045128
Record Updated	Oct 29, 2026

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 6, 2022
Property Address	21608 SE 95TH ST, MCLOUD, OK 74851-5155
Document Number	R202200788
Book / Page	6367 / 175
Instrument Date	Jan 5, 2022
Instrument	R 2022 00788
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10601 SE 15TH ST, MIDWEST CITY, OK 73130-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	R202200789
Date	Jan 6, 2022
Instrument	R 2022 00789

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 8, 2020
Property Address	21608 SE 95TH ST, MCLOUD, OK 74851-5155
Document Number	0000045128
Book / Page	006158 / 001002
Instrument Date	Dec 3, 2020
Instrument	45128
Transaction Type	Construction Loan
Record Updated	Dec 22, 2020
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6301 SE 15TH ST OKLAHOMA CITY OK 731102776, OKLAHOMA CITY, OK 73110-2776
Investor	Possibly a Property Investor

Mortgage

Document Number	45129
Date	Dec 8, 2020
Book Page	006158/001003
Instrument	45129

Lender

Name	FNB CMNTY BK
Type	Bank
Address	MIDWEST CITY, OK 73140

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 7, 2021

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,494.00 (+6.59%) Homeowner's exemption	$43,215 (+6.99%) Land $6,290 Building $36,925	$406,727 (+20.83%) Land $59,203 Building $347,524
2023	$4,216.00 Homeowner's exemption	$40,392 Land $3,180 Building $37,212	$336,606 Land $26,500 Building $310,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 72% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

May also be available: CVEC Fiber, Verizon, Vyve Broadband.

Nearby Properties on SE 95th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures