2162 Vernor Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2162 Vernor Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1972
Lot Size	0.535 acres (23,305 sqft)
Owner	2 Individual Names on File
Last Sale	$71,015 (Dec 2018)
Tax Bill	$1,189 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-014-017-00`

Property Details

APN / Parcel Number

Primary APN	`014-014-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	23,305 sqft (0.535 acres)
Lot Dimensions	233 ft deep x 100 ft wide
Garage Area	896 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2162 VERNOR RD
City	LAPEER
State	MI
Zip	48446-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SEC 14 T8N R10E THE W 100 FT OF E 1062.08 FT OF N 233 FTOF NE 1/4 OF SW 1/4. .53 A.
Legal Range	10E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3003
Census Tract	333500

Owner

Source: Lapeer County assessment roll, as of August 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2162 VERNOR RD, LAPEER, MI 48446-8372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage DORT FINANCIAL CU
Dec 18, 2018	Warranty Deed, Transfer · ARM DORT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	Nov 28, 2007 · Amount on Record
Deed Document Number	20183439
Deed Book / Page	3000 / 805
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2162 VERNOR RD, LAPEER, MI 48446-8372
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	FLT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2162 VERNOR RD

Mortgage

Document Number	0033110058
Date	Aug 16, 2022
Book Page	3311/58

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2162 VERNOR RD, LAPEER, MI 48446-8372
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031160505
Date	Jul 23, 2020
Book Page	3116/505

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year LIBOR
Margin	2
Max Rate	8%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 18, 2018
Property Address	2162 VERNOR RD, LAPEER, MI 48446-8372
Document Number	0030000805
Book / Page	3000 / 805
Instrument Date	Dec 5, 2018
Instrument	3439
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2162 VERNOR RD, LAPEER, MI 48446-8372

Mortgage

Document Number	0030000808
Date	Dec 18, 2018
Book Page	3000/808

Lender

Name	DORT FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Jan 1, 2026
Index	Other
Margin	2

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,189.00 (+9.28%) Homeowner's exemption	$160,600 (+41.87%)	$321,200 (+41.87%)
2023		$113,200	$226,400
2022	$1,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vernor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures