2124 Vernor Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2124 Vernor Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1974
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2025)
Tax Bill	$957 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-310-014-00`

Property Details

APN / Parcel Number

Primary APN	`014-310-014-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	848 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2124 VERNOR RD
City	LAPEER
State	MI
Zip	48446-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	14 48 314 000 00 T8N R10E MAPLE LANE ESTATES LOT 14.
Legal Subdivision	MAPLE LANE ESTATES
Legal Lot Number	14
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3003
Census Tract	333500

Owner

Source: Lapeer County assessment roll, as of August 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1274 1ST ST, LAPEER, MI 48446-1218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Jul 21, 2022 · Amount on Record
Deed Book / Page	3457 / 957
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 21, 2022
Property Address	2124 VERNOR RD, LAPEER, MI 48446-8372
Document Number	0033060300
Book / Page	3306 / 300
Map Reference	LB 6 PG 42
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NOT AVAILABLE, BELL TITLE OF LAPEER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2124 VERNOR RD, 2124, LAPEER, MI 48446-8372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 TYRRELL RD, BANCROFT, MI 48414-9741

Mortgage

Document Number	0003306302
Date	Jul 21, 2022
Instrument	3306/302

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 30, 2020
Property Address	2124 VERNOR RD, LAPEER, MI 48446-8372
Document Number	0031610001
Book / Page	3161 / 1
Map Reference	LB 6 PG 42
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,282.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1714 HIGH LAKE RD, 1714, TRAVERSE CITY, MI 49696-9401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 VERNOR RD, LAPEER, MI 48446-8372

Mortgage

Document Number	31613
Date	Dec 30, 2020
Instrument	3161/3

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00 (-34%) Homeowner's exemption	$101,500 (+11.05%)	$203,000 (+11.05%)
2023		$91,400	$182,800
2022	$1,450.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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