San Diego County property record for 2162 Saratoga St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,002 sqft · built 1966 |
| Lot Size | 0.223 acres (9,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Jun 2005) |
| Tax Bill | $9,163 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-320-03-00 |
| Primary APN | 148-320-03-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,002 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 9,700 sqft (0.223 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2162 SARATOGA ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 14 TR 004925 |
| Legal Subdivision | GOLDEN SANDS |
| Legal Tract | 004925 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 18509 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2162 SARATOGA ST, OCEANSIDE, CA 92054-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2005 · Amount on Record |
| Deed Sale | Jun 17, 2005 · Amount on Record |
| Deed Document Number | 2005510730 |
| Prior Transfer Date | Jun 16, 2005 |
| Prior Transfer Doc | 0000510729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2162 SARATOGA ST, OCEANSIDE, CA 92054-3538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 2162 SARATOGA ST, OCEANSIDE, CA 92054-3538 |
| Document Number | 0000663211 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-0663211 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $838,784 (+2%) Land $540,234 Building $298,550 | |
| 2025 | $9,163.00 (+5.21%) Homeowner's exemption | $822,339 (+4.04%) Land $529,642 Building $292,697 |
| 2023 | $8,709.00 (+1.55%) Homeowner's exemption | $790,408 Land $509,076 Building $281,332 |
| 2022 | $8,576.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1998) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Apr 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures