2215 Saratoga St, Oceanside, CA 92054 Property Records

San Diego County property record for 2215 Saratoga St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 1982
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Dec 2021)
Tax Bill	$9,954 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-320-24-00`

Property Details

APN / Parcel Number

Primary APN	`148-320-24-00`
Alternative APN	`1483011700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1483011700
Street Address	2215 SARATOGA ST
City	OCEANSIDE
State	CA
Zip	92054-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 2 POR TR 000433
Legal Subdivision	MAXSON & GRIFFINS SUB
Legal Tract	000433
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18509

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1950 OCEANSIDE BLVD, C, OCEANSIDE, CA 92054-4453
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Dec 23, 2021	Grant Deed, Transfer · Seller Carry-Back ROBERT STINE
Oct 13, 2021	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY
Oct 13, 2021	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	2021863778
Prior Transfer Date	Oct 5, 2021
Prior Transfer Doc	0000714990
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2215 SARATOGA ST, OCEANSIDE, CA 92054-3539
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 SARATOGA ST, OCEANSIDE, CA 92054-3539

Mortgage

Document Number	0000280763
Date	Oct 8, 2025
Instrument	2025-0280763

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2021
Property Address	2215 SARATOGA ST, OCEANSIDE, CA 92054-3539
Document Number	0000863778
Map Reference	MAP 433
Instrument Date	Dec 3, 2021
Instrument	2021-0863778
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1950 OCEANSIDE BLVD STE C, C, OCEANSIDE, CA 92054-4453

Mortgage

Document Number	0000863779
Date	Dec 23, 2021
Instrument	2021-0863779

Lender

Name	ROBERT STINE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 13, 2021
Property Address	2215 SARATOGA ST, OCEANSIDE, CA 92054-3539
Document Number	0000714990
Map Reference	MAP 433
Instrument Date	Oct 5, 2021
Instrument	2021-0714990
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 HYGEIA AVE, ENCINITAS, CA 92024-1768

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 13, 2021
Property Address	2215 SARATOGA ST, OCEANSIDE, CA 92054-3539
Document Number	0000714989
Map Reference	MAP 433
Instrument Date	Oct 1, 2021
Instrument	2021-0714989
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 HYGEIA AVE, ENCINITAS, CA 92024-1768

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$903,826 (+2%) Land $672,817 Building $231,009
2025	$9,954.00 (+5.18%)	$886,105 (+4.04%) Land $659,625 Building $226,480
2023	$9,464.00 (+1.53%)	$851,699 Land $634,012 Building $217,687
2022	$9,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1998)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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