2162 River Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 2162 River Rd, Saint Clair, MI 48079 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage3,173 sqft Living Area
Lot Size29,882 sqft (0.686 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2020)
Tax Bill$3,245.00 (2025)

Property Details

APN / Parcel Number

Primary APN74-30-041-1006-300

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,173 sqft Living Area
1st Floor1,736 sqft 1st Floor
Basement Area1,736 sqft Basement
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area29,882 sqft (0.686 acres)
Depth X Width305 ft x 98 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area762 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2162 RIVER RD
CitySAINT CLAIR
StateMI
Zip48079-4299
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOMM AT N 1/4 COR SECTION 30 S 2D 5M 40S W 1412.93', E 2714.66' & N 18D 47M 40S E 357.78' TO A CV TO LEFT HAVING A RADIUS OF 3742.33' & A CHORD BEARING N 18D 50M 27S E 3.21', TH NE'LY 3.22' ALG SAID CV TO BEG, TH ALG SAID CV ON CHORD BEARING N 17D 59
Legal Range40S
Legal Township05N
Legal Section30
JurisdictionSAINT CLAIR MI
Minor Civil DivisionST. CLAIR
Census Blockgroup2
Census Block2011
Census Tract640100

Owner

Source: St. Clair County records · APN 74-30-041-1006-300

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2162 RIVER RD, SAINT CLAIR, MI 48079-4299
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2025Deed of Trust, Mortgage · Line of Credit
GENISYS CU
Nov 28, 2022Deed of Trust, Mortgage · Line of Credit
GENISYS CU
Jun 10, 2020Warranty Deed, Transfer
UNION HM MTG CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2020 · Amount on Record
Deed SaleJun 10, 2020 · Amount on Record
Deed Doc Number202013000
Deed Book / Page5197 / 365
Prior Transfer DateNov 24, 2009
Prior Transfer Doc004006/989
Record RefreshedJun 08, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2162 RIVER RD, SAINT CLAIR, MI 48079-4299
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2162 RIVER RD, SAINT CLAIR, MI 48079-4299

Mortgage

Document Number0005835789
DateJul 30, 2025
Book Page5835/789
Instrument2025014103
Lender
NameGENISYS CU
TypeCredit Union
Address2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 25, 2045
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address2162 RIVER RD, SAINT CLAIR, MI 48079-4299
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2162 RIVER RD, SAINT CLAIR, MI 48079-4299

Mortgage

Document Number0005581147
DateNov 28, 2022
Book Page5581/147
Instrument2022026269
Lender
NameGENISYS CU
TypeCredit Union
AddressGROSSE POINTE, MI 48236
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueOct 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJun 10, 2020
Property Address2162 RIVER RD, SAINT CLAIR, MI 48079-4299
Document Number0051970365
Book / Page005197 / 000365
Instrument DateMay 28, 2020
Transaction TypeTransfer
Record UpdatedJul 01, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$347.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address51244 CHRISTINE CT SHELBY TOWNSHIP MI 483164605, SHELBY TOWNSHIP, MI 48316-4605

Mortgage

Document Number51970367
DateJun 10, 2020
Book Page005197/000367
Lender
NameUNION HM MTG CORP
AddressCLEVELAND, OH 44136
Agreement
AmountAmount Recorded
Term360 Months
DueJun 09, 2050

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,245.00 (-29.52%) Homeowner's exemption$268,700 (+34.48%)
2024$4,604.00 (+7.67%)$537,400 (+34.48%)
2023$199,800
2022$4,276.00$399,600

Flood & Wildfire

2162 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

Nearby Streets

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