St. Clair County property record for 2118 River Rd, Saint Clair, MI 48079 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,613 sqft Living Area |
| Lot Size | 32,017 sqft (0.735 acres) |
| Garage | 519 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,991.00 (2025) |
| Primary APN | 74-30-574-0004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,613 sqft Living Area |
| 1st Floor | 1,698 sqft 1st Floor |
| Basement Area | 1,698 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 32,017 sqft (0.735 acres) |
| Depth X Width | 330 ft x 97 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 519 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 2118 RIVER RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4299 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 RIVER POINTE ESTATES NO. 1 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ST. CLAIR |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-574-0004-000
Assessment roll updated October 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2118 RIVER RD, SAINT CLAIR, MI 48079-4299 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE 1 INCORPORATED |
| Jul 10, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE 1 INCORPORATED |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 06, 2026 |
| Property Address | 2118 RIVER RD, SAINT CLAIR, MI 48079-4299 |
| Document Number | 0000013621 |
| Book / Page | 5940 / 855 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202613621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3839 MCKINLEY RD, CHINA, MI 48054-1702 |
| Document Number | 0000013621, |
|---|---|
| Date | Jul 06, 2026 |
| Book Page | 5940/855 |
| Instrument | 202613621 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 2118 RIVER RD, SAINT CLAIR, MI 48079-4299 |
| Document Number | 0000014016 |
| Book / Page | 5942 / 735 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202614016 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321,937.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3839 MCKINLEY RD, CHINA, MI 48054-1702 |
| Document Number | 0000013621, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202613621 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,991.00 (+42.15%) Homeowner's exemption | $232,000 (+27.05%) | |
| 2024 | $3,511.00 (+8.13%) | $464,000 (+27.05%) | |
| 2023 | $182,600 | ||
| 2022 | $3,247.00 | $365,200 |
2118 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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