2162 Derby St, Hickory, NC 28602 Property Records

Catawba County property record for 2162 Derby St, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1971
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (Nov 2023)
Tax Bill	$967 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2791-15-54-0862`

Property Details

APN / Parcel Number

Primary APN	`2791-15-54-0862`
Alternative APN	`0048352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	2,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	161 ft deep x 128 ft wide
Terrain	Rolling
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Patio Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2162 DERBY ST
City	HICKORY
State	NC
Zip	28602-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 5 PLAT 14-28
Legal Subdivision	CLEARVIEW ACRES PL 14-28
Legal Lot Number	5
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2026
Census Tract	11101

Owner

2162 Derby St is owned and occupied by an individual who bought it in November 2023.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2162 DERBY ST, HICKORY, NC 28602-9420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Deed Document Number	202320098
Deed Book / Page	3841 / 1579
Prior Transfer Date	Nov 13, 2023
Prior Transfer Doc	0038411579
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Nov 14, 2023
Property Address	2162 DERBY ST, HICKORY, NC 28602-9420
Document Number	0038411579
Book / Page	3841 / 1579
Map Reference	MB 14 PG 28
Instrument Date	Nov 13, 2023
Instrument	20098
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14055 RIVEREDGE DR STE 525, 525, TAMPA, FL 33637-2008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2162 DERBY ST, HICKORY, NC 28602-9420

Mortgage

Document Number	0000020099
Date	Nov 14, 2023
Instrument	20099

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.27%
Max Rate At Change	8.27%
Index	5-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

The 2025 property tax bill for 2162 Derby St was $967, down 17.6% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,700 (-) Land $15,500 Building $227,200
2025	$967.00 (-17.63%)	$242,700 Land $15,500 Building $227,200
2024	$1,174.00 (+2.62%)
2023	$1,144.00	$242,700 Land $15,500 Building $227,200	$242,700 Land $15,500 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2162 Derby St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2162 Derby St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARVIEW ACRES S/D private · serves 170 people · EPA ID NC0118105
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Derby St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures