2111 Derby St, Hickory, NC 28602 Property Records

Catawba County property record for 2111 Derby St, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1971
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2019)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2791-15-54-3254`

Property Details

APN / Parcel Number

Primary APN	`2791-15-54-3254`
Alternative APN	`0048341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	2,800 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	236 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2111 DERBY ST
City	HICKORY
State	NC
Zip	28602-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 10 PLAT 14-28
Legal Subdivision	CLEARVIEW ACRES PL 14-28
Legal Lot Number	10
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2033
Census Tract	11101

Owner

2111 Derby St is owned and occupied by an individual who bought it in August 2019.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2111 DERBY ST, HICKORY, NC 28602-9420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 16, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 19, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Prior Sale	Aug 1, 1992 · Amount on File
Deed Document Number	201914225
Deed Book / Page	3522 / 76
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2111 DERBY ST, HICKORY, NC 28602-9420
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038430275
Date	Nov 21, 2023
Book Page	3843/275
Instrument	20590

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2111 DERBY ST, HICKORY, NC 28602-9420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034651976
Date	Aug 6, 2018
Book Page	03465/1976
Instrument	13176

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2038

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2111 DERBY ST, HICKORY, NC 28602-9420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035011080
Date	Apr 16, 2019
Book Page	03501/1080
Instrument	06202

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HICKORY, NC 28602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 19, 2019
Property Address	2111 DERBY ST, HICKORY, NC 28602-9420
Document Number	0035220076
Book / Page	003522 / 000076
Instrument Date	Aug 19, 2019
Instrument	14225
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2111 DERBY ST HICKORY NC 286029420, HICKORY, NC 28602-9420

Mortgage

Document Number	35220078
Date	Aug 19, 2019
Book Page	003522/000078
Instrument	14226

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2111 Derby St was $1,125.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,400 Land $16,600 Building $265,800
2025	$1,125.00
2023	$1,331.00	$282,400 Land $16,600 Building $265,800	$282,400 Land $16,600 Building $265,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2111 Derby St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2111 Derby St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARVIEW ACRES S/D private · serves 170 people · EPA ID NC0118105
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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