21606 Spring Vine Ln, Katy, TX 77450 Property Records

Fort Bend County property record for 21606 Spring Vine Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,199 sqft · built 2005
Lot Size	0.105 acres (4,612 sqft)
Owner	2 Owner Names on Record
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R265487`

Property Details

APN / Parcel Number

Primary APN	`R265487`
Alternative APN	`3531-02-002-0090-914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,199 sqft Living Area
1st Floor Area	1,207 sqft
2nd Floor Area	992 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,612 sqft (0.105 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R265487
Street Address	21606 SPRING VINE LN
City	KATY
State	TX
Zip	77450-5490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	J
Legal Description	GRAND LAKES PHASE THREE SEC 2, BLOCK 2, LOT 9
Legal Subdivision	GRAND LAKES PHASE THREE SEC 2
Legal Block	2
Legal Lot Number	9
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3010
Census Tract	673009

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	21606 SPRING VINE LN, KATY, TX 77450-5490
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 21, 2020	Deed of Trust, Mortgage CHERRY CREEK MTG
Jun 20, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2005
Deed Sale	Oct 4, 2005
Deed Document Number	2005120522
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	21606 SPRING VINE LN, KATY, TX 77450-5490
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100429
Date	Oct 18, 2023
Instrument	2023100429

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	21606 SPRING VINE LN, KATY, TX 77450-5490
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108249
Date	Aug 18, 2022
Instrument	2022108249

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	21606 SPRING VINE LN, KATY, TX 77450-5490
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016609
Date	Feb 3, 2022
Instrument	2022016609

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	21606 SPRING VINE LN, KATY, TX 77450-5490
Document Number	0000114218
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21805 HIDDEN FALLS CT KATY TX 77450, KATY, TX 77450

Mortgage

Document Number	0000114218
Date	Aug 27, 2020
Instrument	114218

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	21606 SPRING VINE LN, KATY, TX 77450-5490
Document Number	0000094196
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21606 SPRING VINE LN KATY TX 774505490, KATY, TX 77450-5490

Mortgage

Document Number	0000094196
Date	Jul 27, 2020
Instrument	94196

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,741.00 (-28.86%) Homeowner's exemption	$345,728 (+1%) Land $51,597 Building $340,837	$392,434 (+5%) Land $51,597 Building $340,837
2024	$5,259.00 (+60.48%) Homeowner's exemption	$314,298 (+1%) Land $51,597 Building $322,141	$373,738 (+9.2%) Land $51,597 Building $322,141
2023	$3,277.00 (-19.64%) Homeowner's exemption	$285,725 Land $39,690 Building $302,558	$342,248 Land $39,690 Building $302,558
2018	$4,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 policies
Nearby Flood Policies	190 in force
Nearby Flood Claims	39 (2008–2018)
Claims Outside the SFHA	39 of 39
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKES MUD 1 serves 3,219 people · EPA ID TX0790410
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber.

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