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21602 Bowcreek Ln, Katy, TX 77449 Property Records

Harris County property record for 21602 Bowcreek Ln, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,038 sqft · built 2001
Lot Size0.189 acres (8,238 sqft)
Owner2 Individual Names on Record
Last Sale$197,000 (Sep 2020)
Tax Bill$5,245 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN120-901-002-0038

Property Details

APN / Parcel Number

Primary APN120-901-002-0038

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,038 sqft Living Area
1st Floor Area829 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,238 sqft (0.189 acres)
View / LotPrimary
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area249 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1209010020038
Street Address21602 BOWCREEK LN
CityKATY
StateTX
Zip77449-8146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 38 BLK 2 BRIDGEWATER VILLAGE SEC 1
Legal SubdivisionBRIDGEWATER VILLAGE SEC 1
Legal Block2
Legal Lot Number38
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2002
Census Tract542302

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21602 BOWCREEK LN, KATY, TX 77449-8146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2020 · Amount on Record
Deed SaleSep 2, 2020 · Amount on Record
Prior SaleSep 11, 2001 · Amount on Record
Deed Document Number2020409537
Prior Transfer DateAug 31, 2020
Prior Transfer Doc2020409537
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateSep 2, 2020
Property Address21602 BOWCREEK LN, KATY, TX 77449-8146
Document Number0000409537
Instrument DateAug 31, 2020
Instrument409537
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21602 BOWCREEK LN KATY TX 774498146, KATY, TX 77449-8146

Mortgage

Document Number409538
DateSep 2, 2020
Instrument409538
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,002 (-4.48%) Land $48,234 Building $217,768$266,002 (-4.48%) Land $48,234 Building $217,768
2025$5,245.00 (+0.1%) Homeowner's exemption$278,486 (-4.08%) Land $48,234 Building $230,252$278,486 (-4.08%) Land $48,234 Building $230,252
2024$5,240.00 (+2.89%)
2023$290,322 Land $46,367 Building $243,955$290,322 Land $46,367 Building $243,955
2022$5,093.00 (+57.63%)
2020$3,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims3 (2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 71
serves 17,079 people · EPA ID TX1011823
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum, T-Mobile.

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