21526 Bowcreek Ln, Katy, TX 77449 Property Records

Harris County property record for 21526 Bowcreek Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2001
Lot Size	0.213 acres (9,261 sqft)
Owner	Individual Name on File
Last Sale	$218,800 (Aug 2019)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-901-002-0039`

Property Details

APN / Parcel Number

Primary APN	`120-901-002-0039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	9,261 sqft (0.213 acres)
View / Lot	Primary
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1209010020039
Street Address	21526 BOWCREEK LN
City	KATY
State	TX
Zip	77449-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 BLK 2 BRIDGEWATER VILLAGE SEC 1
Legal Subdivision	BRIDGEWATER VILLAGE SEC 1
Legal Block	2
Legal Lot Number	39
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2002
Census Tract	542302

Owner

21526 Bowcreek Ln is owned and occupied by an individual who bought it in August 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	21526 BOWCREEK LN, KATY, TX 77449-8144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Jul 18, 2016 · Amount on File
Deed Document Number	2019371737
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	0000411975
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 23, 2019
Property Address	21526 BOWCREEK LN, KATY, TX 77449-8144
Document Number	0000371737
Instrument Date	Aug 22, 2019
Instrument	371737
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21526 BOWCREEK LN KATY TX 774498144, KATY, TX 77449-8144

Mortgage

Document Number	371738
Date	Aug 23, 2019
Instrument	371738

Lender

Name	CADENCE BK NA
Address	BIRMINGHAM, AL 35243

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21526 Bowcreek Ln was $4,502 with a homeowner's exemption, up 56.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,266 (-4.36%) Land $49,027 Building $188,239	$237,266 (-4.36%) Land $49,027 Building $188,239
2025	$4,502.00 (+56.92%) Homeowner's exemption	$248,089 Land $49,027 Building $199,062	$248,089 Land $49,027 Building $199,062
2024	$2,869.00
2023		$258,039 Land $47,129 Building $210,910	$258,039 Land $47,129 Building $210,910
2022	$2,385.00
2020	$3,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21526 Bowcreek Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21526 Bowcreek Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 71 serves 17,079 people · EPA ID TX1011823
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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