2160 River Rd, Sparta, WI 54656 Property Records

Monroe County property record for 2160 River Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Dec 2017)
Tax Bill	$6,765 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-02587-6613`

Property Details

APN / Parcel Number

Primary APN	`281-02587-6613`
Alternative APN	`20417-22-3106613`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	2160 RIVER RD
City	SPARTA
State	WI
Zip	54656-2388
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLK 6 OF RIVER TRAIL, BEING PRT NE14 OF SW14
Legal Block	6
Legal Lot Number	13
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4015
Census Tract	950300

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · VA Mortgage CITIZENS FIRST BANK
Nov 14, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2021	Deed of Trust, Mortgage · VA Mortgage CITIZENS FIRST BANK
Dec 28, 2017	Warranty Deed, Transfer · VA Mortgage CITIZENS FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	0000670368
Last Transfer Date	Nov 14, 2025
Transfer Doc	0000730884
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	2160 RIVER RD, SPARTA, WI 54656-2388
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000730872
Date	Nov 14, 2025
Instrument	730872

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE WI
Recording Date	Nov 14, 2025
Property Address	2160 RIVER RD, SPARTA, WI 54656-2388
Document Number	0000730884
Instrument Date	Nov 13, 2025
Instrument	730884
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	2160 RIVER RD, SPARTA, WI 54656-2388
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000704244
Date	Nov 10, 2021
Instrument	704244

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Dec 28, 2017
Property Address	2160 RIVER RD, SPARTA, WI 54656-2388
Document Number	0000670368
Instrument Date	Dec 18, 2017
Instrument	670368
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000670369
Date	Dec 28, 2017
Instrument	670369

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,765.00 (+11.97%) Homeowner's exemption	$439,900 (+9.51%) Land $37,700 Building $402,200	$439,600 (+10.54%)
2024	$6,042.00 (+27.44%) Homeowner's exemption	$401,700 (+27.73%) Land $26,900 Building $374,800	$397,700 (+28.46%)
2023	$4,741.00 Homeowner's exemption	$314,500 Land $26,900 Building $287,600	$309,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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