Monroe County property record for 2140 River Rd, Sparta, WI 54656 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jun 2018) |
| Tax Bill | $6,768 (2025) |
| Deeds & Mortgages | Aug 2018 Construction Loan Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-02587-6611 |
| Primary APN | 281-02587-6611 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 2140 RIVER RD |
|---|---|
| City | SPARTA |
| State | WI |
| Zip | 54656-2388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11, BLK 6 OF RIVER TRAIL, BEING PRT NE14 OF SW14 |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE WI |
| Township / Civil Division | SPARTA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 950300 |
Source: Monroe County records · APN 281-02587-6611
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2140 RIVER RD, SPARTA, WI 54656-2388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS FIRST BANK |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK |
| Jun 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 673869 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 2140 RIVER RD, SPARTA, WI 54656-2388 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000675275 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 675275 |
| Name | CITIZENS FIRST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 2140 RIVER RD, SPARTA, WI 54656-2388 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000697446 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 697446 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 2140 RIVER RD, SPARTA, WI 54656-2388 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000677204 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 677204 |
| Name | CITIZENS FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE WI |
| Recording Date | Jun 29, 2018 |
| Property Address | 2140 RIVER RD, SPARTA, WI 54656-2388 |
| Document Number | 0000673869 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 673869 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000673870 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 673870 |
| Name | CITIZENS FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Monroe County |
| Municipality | Sparta City |
| Unified School District | Sparta Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,768.00 (+18.45%) Homeowner's exemption | $440,100 (+21.98%) Land $37,700 Building $402,400 | $439,800 (+23.85%) |
| 2023 | $5,714.00 | $360,800 Land $26,900 Building $333,900 | $355,100 |
Source: FEMA National Flood Hazard Layer, Monroe County (55081C), updated December 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550819503004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Sep 2016, river or lake flooding, Severe Storms, Flooding, And Mudslides |
| Wildfire Risk | Low above 20% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Fiber | 8,000 / 8,000 |
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Lemonweir Valley Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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