2160 Paso Robles St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2160 Paso Robles St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,064 sqft · built 1975
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Jun 2003)
Tax Bill$4,736 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN062-092-021

Property Details

APN / Parcel Number

Primary APN062-092-021

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2160 PASO ROBLES ST
CityOCEANO
StateCA
Zip93445-9224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN OCEANO BL 16 LT 7 & 8
Legal SubdivisionOCEANO MAP 02
Legal Block16
Legal Lot Number7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2010
Census Tract12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2160 PASO ROBLES ST, OCEANO, CA 93445-9224
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2003 · Amount on Record
Deed SaleJun 13, 2003 · Amount on Record
Prior SaleMar 23, 1999 · Amount on Record
Deed Document Number200363777
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2160 PASO ROBLES ST, OCEANO, CA 93445-9224
Transaction TypeMortgage
Record UpdatedJan 6, 2026
Title CompanyUNKNOWN, ROCKET CLOSE LLC RESIDENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2160 PASO ROBLES ST, OCEANO, CA 93445-9224

Mortgage

Document Number0000036719
DateDec 1, 2025
Instrument2025036719
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2045

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2160 PASO ROBLES ST, OCEANO, CA 93445-9224
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2160 PASO ROBLES ST, OCEANO, CA 93445-9224

Mortgage

Document Number0000073841
DateNov 3, 2021
Instrument2021073841
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$427,798 (+2%) Land $239,277 Building $188,521
2025$4,736.00 (+4.73%) Homeowner's exemption$419,411 (+4.04%) Land $234,586 Building $184,825
2023$4,522.00 (+1.48%) Homeowner's exemption$403,127 Land $225,478 Building $177,649
2022$4,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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