San Luis Obispo County property record for 2145 Paso Robles St, Oceano, CA 93445
| Property Type | Quadplex |
|---|---|
| Details | 8 bd · 8 ba · 3,388 sqft · built 1988 |
| Lot Size | 0.215 acres (9,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $454,000 (Nov 2010) |
| Tax Bill | $7,529 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-091-021 |
| Primary APN | 062-091-021 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 8 Baths |
| Total Rooms | 16 Rooms |
| Building Area | 3,388 sqft Total Area |
| Year Built | Built 1988 |
|---|---|
| Construction Type | Wood |
| Lot Area | 9,400 sqft (0.215 acres) |
| Sewer | Connected |
|---|
| Street Address | 2145 PASO ROBLES ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9225 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | RMF |
| Legal Description | TN OCNO BL 5 LTS 8 & 9 |
| Legal Subdivision | OCEANO |
| Legal Block | 5 |
| Legal Lot Number | 8,9 9 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 12202 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2532, SANTA MARIA, CA 93457-2532 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2010 · Amount on Record |
| Deed Sale | Nov 15, 2010 · Amount on Record |
| Prior Sale | Feb 4, 1999 |
| Deed Document Number | 2010057370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2145 PASO ROBLES ST, OCEANO, CA 93445-9225 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2532, SANTA MARIA, CA 93457-2532 |
| Document Number | 0000079451 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021079451 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | LONG ISLAND CITY, NY 11101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,529.00 (+4.98%) | $581,638 (+4.04%) Land $224,198 Building $357,440 |
| 2023 | $7,172.00 (+1.27%) | $559,054 Land $215,493 Building $343,561 |
| 2022 | $7,082.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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